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Getting back on track for 2013 and beyond
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How did it go? Brizzle was bathed in sunshine today.
Have to say I have a gas oven ( non fan oven) and it's a nightmare for cakes..I have to use double lined tins...so be careful what you wish for! At least I know now how to manage it, but it was a lucky comment by my cousin about 5 years in that helped me discover what I could do to mitigate it!
Do call if any queries..Stapleton/ Greenbank/ Staple Hill can be a little gritty in places but fab location and a great starting place costs and new parents wise xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
We found a house and have paid the agency fees so it's ours as long as the referencing is all ok, I have no doubt it'll be fine
We're going to be living just up from The Crown. The house is huge, costs £25pcm less than what we pay now and the agency fees were only £250. There's a huge double oven, oooh hang on I can show pictures. Master bedroom is massive, there's a double for the spare room and a single for the baby. Downstairs the living room is also massive and there's a separate dining room. I'm going to get a greenhouse to go down the side of the house and we're going to grow some veg in our lovely south-facing garden, lush.
I tell you what though, if I have to put up with another 6 months of my mother and sister telling me how I should raise my child I am going to go postal. This morning my sister has been on the phone to me telling me that it's against employment law to work from home and raise a child. Apparently my mother has found this information out. Which is ridiculous, considering my employer offer flexible working so you can work from home with a child and according to gov.uk that's perfectly acceptable. If they carry on I'm just not going to answer their calls. Busy bodies that they are.
So next on the agenda is to work out van hire, going to have to hire a luton, get the OH to book a day off work so we can move on the Friday and clean on the Saturday, and order some boxes so we can put things in them to move. Turns out OH did pay me money towards the deposit on this place, so that's £550 each coming back hopefully, it's going straight onto my credit card
Things we need to buy for the new house at some point:
- sofa (camping chairs until we get one)
- dining table & chairs
- things for the nursery (hopefully 2nd hand)
- double bed (spare room)
- greenhouse & pots for plants
- washing line
Just ordering us some broadband now for when we move inDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Fab fab. It's great news.
You are just across the motorway from me. There are various good second hand shops on Bristol plus watch out for the Sofa Project, plus people leave stuff out on their walls, in front gardens a lot too ( am doing that now as it happens, good way to declutter!) and there is always Freecycle. NCT sales are carnage ( esp. if you are pregnant!) but great for preloved baby stuff.
Always have loads of spare plastic pots so can help out with that one.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Aw thank you
I shall have to come and meet you for a coffee when the madness dies down.
I've just booked our broadband to be installed the Monday after we move inI know I should probably wait until I have the referencing all approved, but I didn't want to be without for weeks especially as I work from home.
Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
House is lurvely Kerri
Beautiful garden too! When do you go? xx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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We move the first weekend in August, quite excited.
Tilly tidies done for today, I can only do them for BC as VC requires you to give them more than £1.
I've set aside £500 this month that I'm not allowed to spend, if I still have it by the 20th then it's going onto the VC to help to reduce that balance.
I am eagerly awaiting my steam cleaner, I hate cleaning, but I want to play!
I had the most atrocious migraine yesterday, I stood up too quick at 4pm and from then on in I had a severe migraine. I had to put myself to bed at 8pm and OH had to sleep in the spare room in case I woke him in the night. I woke up several times still with a really bad headache even at 5am when the sun started to come up. Thank goodness though that by 7am when OH woke me to say he was getting ready for work had the horrendous thing gone. Not really a lot you can do about them when pregnant either, they don't tend to test medicines on pregnant ladies so they just tell you not to take any. I miss my sinex and my beechams, they were always my friends this time of year. Booooo.
Dad has offered to come up to help us move house, hurray, so we should be able to hire a luton and get it all done in one. The OH will be pleased and we can take Dad down the pub for some grub to say thank you
Edit: oooh just checked the shipping tracking thingy and the steam cleaner is due to arrive today!!! Yippeee. Although I think until the adapter arrives tomorrow the only plug sockets I can plug it into are the shaver points in the bathrooms...oh well clean bathrooms it is.Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
steam cleaner sounds great! I'd like one for the oven! Hate that job
We always move by ourselves so much cheaper and as i've moved quite a few times now i'm a bit of a pro at organising the van lol and I have to say I quite enjoy it! You best get packing soon then if you're going August! xx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
0 -
I bought mine to try to get burnt on jam out of our oven. I tried to use it today but I need a EU to UK adapter thingy, which isn't due to arrive until tomorrow d'oh!
OH says we have to start packing on Friday, I told him last week we should have been packing but no packing materialised.
In other news, it would appear my sister has run up over £4k of debt in cc's and OD's, her OD is £2500I know I can't throw stones, but she works 16hrs a week and she ran this up just after I bailed her out with £2.5k!!! She still owes me £570 of that actually, paying back £50 a month. So Dad has decided he's going to give her some inheritance money he was given by my Grandads estate to bail her out. I really don't know whether she'll learn her lesson this time or not, I'm pretty sure she ran these debts up after I bailed her out. Anyway, he has said what he'll do for one he'll do for the other. So however much he gives to her he'll put to one side for when the OH and I need a deposit for a house. So that's £3k of that taken care of, provided nothing sinister happens to my Dad between now and then, otherwise I fear my mother will take it all and I'll miss out.
Tonight, I am going to be that busty woman that makes the chocolate cakes look sexy, Nigel or whatever her name is. I am going to make courgette fritters, no idea how to make them but that's my task. OH can make a lovely salad to go with them.Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Like the channelling nigella lawson:rotfl:
Have a good eve before the cleaning begins!!!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Haha also had a little laugh at 'nigel' I try to act like Nigella too throwing it all in 'yah dahling it will taste scrumptious' and it usually comes out nothing like hers and burnt to a crisp. A chef I am not! I hope your dinner was yummy! xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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