Rising to the top of the ocean - and staying afloat!

rising_from_the_ashes

OK I am an eejit

Just logged onto check my bank account (knew it was going to be close) and ..... I'm beeping 35p (yes pence) OD :mad:

My account has one of these reserve things on it so stuff will get paid BUT I get charged something like £22 for every 4 days I'm in it


So ..... that 35p is going to incur £44 in bank charges :mad:

If I'd realised, I could've shuffled .....

beanielou

Bleep bleep.
I would phone them and ask if they can waive the charges.
Worth a try?

slowlyfading

I second what beanie said - please phone and ask, it's worth a try! And how mad is it for 32p over, it means £44 in charges?! I don't know how they justify it at all.

Keep on plodding x

mooomin

Phone them Most banks have some kind of buffer - where I worked previously you wouldn't be charged if you were within £5 of your limit. If they say you won't be charged, note the time, date and name of the person you speak to

rising_from_the_ashes

No joy:(

Didn't think there would be as they are bastewards when it comes to charges

That's part of the problem Moo it is the buffer:(

I could go £499.99 over & it would still be the same £22 charge

My fault as I've obviously mis-calculated somewhere:o

Never even been close to going over for ages now:( pants

Will make next month even harder

Only good news of the day is that I got my winter tyres put on the car:) - it handles so much better with them then summer ones - wish I could leave them on all the time!


Anyone else struggling to stay up to a reasonable to e since the clocks changed?

Honestly I'm ready for bed!:o

mooomin

Find out the address for their complaints department and have a bash at a written complaint. Most banks have targets for how many complaints they resolve at first attempt

If you're on Twitter, tweet about it and tag them. Decent companies are very responsive to complaints on social media nowadays.

rising_from_the_ashes

Good idea Moo - will give it a bash

beanielou

Marks & Spencer:rotfl::rotfl::rotfl::rotfl::rotfl:

rising_from_the_ashes

:eek: never ........ ever ......... again:eek:

That place was absolutely errrrr comical!

Sorry to drag you all the way along to P & then not get anything:o it was really too busy in there for me & I was a bit freaked out by all the people - obviously claustrophobia is still around (I thout I'd cracked it:o)

Couldn't believe it as I came over the hillhome, it was lovely & sunny:D

Took Maisie for a walk & was in my bed before 8pm:o

Lovely to see you & def shouldn't leave it as long next time!

beanielou

Was great to see you too
We wont leave it so long til next time.
Can hardly move today :rotfl::rotfl::rotfl: