Stepson problems

cheepskate_2

Sorry, why should you have any rights to this house.
You have only stayed there for 2 years are unemployed so not really paid into the mortgage, if at all .....right.
I dont understand , what right you have to this house.

If this was a man saying he wanted rights on his partners house over her kids , after 2 years , when most of the mortgage is paid off, there would be hell on these boards. Here people would be telling the person holding the mortgage how to protect their assets, not how to grab it

NAR

You really only have 3 choices otherwise you will have potentially nothing.
1, Get married;
2. Make partner make a will; or
3. Get out of this relationship now for your own safety and sanity.

jennys_mum

cheepskate wrote: »

Sorry, why should you have any rights to this house.
You have only stayed there for 2 years are unemployed so not really paid into the mortgage, if at all .....right.
I dont understand , what right you have to this house.

If this was a man saying he wanted rights on his partners house over her kids , after 2 years , when most of the mortgage is paid off, there would be hell on these boards. Here people would be telling the person holding the mortgage how to protect their assets, not how to grab it

Can I just say I don't want to keep the house, however I don't want to be kicked out on the streets as soon as anything happens either which given his previous actions I can forsee his son doing. I am unemployed due to disability, I'm not a grabber. I was a single parent (widowed before you say anything) for 13yrs and worked full time to keep my family and never claimed benefit. I do not pay into the mortgage as I do not have an income at present. I do think your comment was a little nasty but I can see where you are coming from.

jennys_mum

Sambucus_Nigra wrote: »

I'd just get hitched quietly. At least he has now seen what his son is like - get yourself hitched and get a will for both of you drawn up.

What a lad eh?

I'm not going to marry him at present as we still have unresolved issues.

jennys_mum

I'm sorry I should have said, I do not want the house indefinitely. The house is his son's inheritance even though he will squander it. However neither do I want to have to leave because he has the right to walk in one day and physically throw me out, which he is capable of doing.

RAS

jennys_mum wrote: »

he also refuses to buy life insurance.

Nothing to prevent you buying some cheap term insurance on his life (although his age might be a factor).

jennys_mum wrote: »

saying there will be enough money for his son to pay for his funeral.

The funeral costs can be billed to the estate and paid directly by the bank before probate is settled. No need for anyone to withdraw anything.

londonsurrey

Eton_Rifle wrote: »

That's pretty harsh.
This poor man must be in his own private hell.

He suddenly has two non-working people living in his house, both with mental health issues and one with physical problems. They don't like each other, clash constantly and this poor devil comes back from a hard day's work (to support these people) and walks into this warzone.

He's carrying a huge burden, getting it from all sides and you're saying he's selfish and isn't doing enough?

If the definition of doing enough is carrying on as he is, then he is doing enough.

He's definitely not doing enough to back up his reassurance to her that she "won't be thrown out".

If his line is that she's lucky to be provided for while he's there, then fair enough.

If if he's trying to tell her that as things stand, she'll be treated as anything other than the disabled girlfriend who has no rights to anything and will likely be chucked out after he dies or goes into a home, then he'd be lying.

jennys_mum

When I moved in here I was independant, I would not have moved in otherwise. I also would not have moved in had his son been living here. At that time he was in what we thought of a stable relationship with a good job. However his relationship broke down due to what we know now, his drug habit. I became ill and could no longer work, though I tried for months. It isn't a war zone every time my partner comes home from work as I only stood up to his son the once and that was after I was pushed to the absolute limit. I was scared of him while he was here as drugs make people unpredictable and I knew he had been violent towards his own Mother in the past so I doubt he would have a problem with hitting me.

red_devil

his mum should ask him to leave he is old enough to fend for himself.

jennys_mum

red_devil wrote: »

his mum should ask him to leave he is old enough to fend for himself.

He doesn't live with his Mum, he is living with his pregnant girlfriend.