2013 mfw

house_help

I would like to join

Target £6,000. First OP of year made on 2/1/13 of £500

PaddyPaws

#73 reporting first OP of £80 (it goes out with our usual montly payt - just checked and it went today)

Daily interest currently at £3.12, next two goals are to get the capital down to £60k and the daily interest below £3. Currently expect to hit the capital goal in March and interest goal in Feb.

Thanks
PP

Kaz2904

Hi there . I added my name overnight via google docs but didn't have a chance to post and say hello.
I have been knocking around on here forever! Was one of the members of the mortgage free in three thread, then the MFi3T2 thread. I now find myself homeless for the last few months of my mortgage so would like to join here if possible?
My aim is to completely clear my £6316.14 mortgage. I have 5 payments left. Well, I don't now because January's payment went out on Christmas Day .
My payment was £1379.16.
I am not counting overpayments alone, I count the normal debt reduction too. I run a snowball so that the interest is removed from my £1400 payment.
A very exciting thought has just occurred to me too. It's January so there's no council tax to pay this month. Woohoo! Another op to be made soon then.
We are hoping to get our bathroom done and our hall stairs and landing done too, it was supposed to be done before Christmas but the builder got snowed under. That's going to cost a few K's.

Well, hope I haven't rambled too much. Better get ready for work now .

CathT

No 76 reporting in with a modest OP. £17 went out with this month's mortgage. It's usually more but we are having building work done at the moment and it's stealing all my money!

Could I set my target as £2500 please?

darcyboo

This is a fantastic idea! Have just signed up to the forum so I can take part! Looking forward to achieving a number of financial goals in 2013

ElusiveLucy

#50 here with Jan OP of £500.

Good luck to all for 2013!

VoucherMan

The busy start continues with several new & returning challengers to welcome

85. hildosaver

86. NPowerUser

87. house_help

82. Kaz2904

81. fluffysox

89. darcyboo

house_help and Kaz2904 your ops have been added.



Also overpayments today for lighthousescotland, black taxi, pollyanna24, PaddyPaws, ElusiveLucy, and CathT (I've added you target).

Finally from the Googledoc ops added for Hannahnightmare, bownyboy and Poppycat1 (your target has been amended)

pavlovs_dog

#46 with first OP for 2013 of £172, most of which was free money thanks to Quidco and P*necone surveys :j

toerag33

Hi VoucherMan

No 8 - toerag33btl - overpayment £605.00 and hoping a little more can be added later in the month. Target - £6000

No 6 - toerag33 - Target - £1500. Might need to change this as I have shortened the length of the mortgage and haven't worked out the budget properly yet.

Many thanks

toerag33

Dithering_Dormouse

Hello All

No 52 here. Am amazed to see how well everyone is doing already - am already lagging behind and only 4 days in! Luckily I can report my first overpayment this year - £375 sent off today.

Thanks Voucherman for keeping track of all this for us. It is much appreciated.