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2013 mfw
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Happy new year folks, and happy OPing
I have to go for the old-fashioned approach of paying a cheque in at the branch so can't get started until tomorrow, but the first OP is ready to go
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Hi, I was part of the 2012 challenge but missed this one. Could you sign me up please? I will return with a target asap as we also have home improvements to pay for which get in the way of my OP's!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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my first update please? £590.63 goes towards the mortgage today - our usuAl payment plus a round up. I might be back later in the month, but it is gonna be tight this month...mortgage 1 33,000. paid nov 2012. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k0
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Hope I'm not too late to join for 2013. Starting New Year with renewed focus and enthusiasm. Would like to set my target at £3200. DD1 booked to help list items on Ebay this afternoon - nothing high value to sell, but all the little bits of money soon add up. Have a regular monthly overpayment of £250 and whatever other money I can save to add to the mortgage pot.0
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No.23 reporting first OP of £575
Thanks,
MWCMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
hi, could you change my overpayment target to 6000, I had intended to pay £500 per month as that is the max overpayment i can make. Im also thinking of ringing up the mortgage company to reduce the length of the mortgage currently finish date is march 2015.Grocery Challenge Feb 16 £346 /4000
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Hi VoucherMan
I just wanted to say that the spreadsheet looks fantastic - I can't wait to start adding my own overpayments.
AG4 February 2014 - Mortgage Free
MFW14 no 67 - overpayment goal £6,200/£6,200
Save 12k in 2014 no 142 - savings goal £5,300/£12,0000 -
Hi, Voucherman
Nr#12, signing in. Just paid OP with standing order OP and mortgage. Total OP £1000 after interest deductions. New balance £108K.:)
Down £1k, only £12K to go. :T
Thanks for updating and starting the challenge, have a happy New Year. :beer:Mortgage: Aug 12 £114,984.74 - Jun 14 £94000.00 = Total Payments £20984.74
Albert Einstein - “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”0 -
Happy new year everyone! Looking forward to seeing everyones progress over the next 12 months!
Won't be making any overpayments till end of Jan I'm afraid but will be watching everyone with interest Sealed Pot Challenge (1031) 2012 = 148.17
Virtual Sealed Pot Challenge - 2012 191.39
Emergency Fund: £9798.81/£12,280
2013 Goal: Overpay mortgage: £1745/£6000 (MFW 2013 No 49)0
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