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2013 mfw

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  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks for taking over JCL :)
  • pollyanna24
    pollyanna24 Posts: 4,390 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just clicked onto this, and thought I'd post my updates, not sure if this the right place, but I've looked on the spreadsheet and there are no updates for me since about April!

    April: £500
    May: £20,859.57
    June: £859.57
    July: £952.35
    August: £956.31
    September: £960.29
    October: £964.34
    November: £968.37
    December: £972.47

    Thanking you!
    Pink Sproglettes born 2008 and 2010
    Mortgages (End 2017) - £180,235.03
    (End 2021) - £131,215.25 DID IT!!!
    (End 2022) - Target £116,213.81
  • Marie27lol
    Marie27lol Posts: 254 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 2 December 2013 at 1:04AM
    Hi VM & Everyone

    WOW so many already reaching their targets. We are totally amazing :)

    Not certain how I have reported wrong, but the following OPs (including the SO of £100 / mth) are:

    Oct £325
    Nov £175
    Dec £150 (so far) edit => lets round it up to £200

    Which I hope makes £2,850 = only have to find £150 to reach my target :)edit => only £100 to find now!!!

    Thanks for all your hard work this year VM
    M
  • Morning - our usual standing order has come down by about £25 a month since July : So usual payment plus small overpayment today paid £791.96 for no 7 please? Might manage a few pennies later in the month, but gonna splash out a bit for christmas this year.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • VoucherMan
    VoucherMan Posts: 2,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 December 2013 at 9:59AM
    Couldn't resist a quick update since I'm having a lazy day off.

    pollyanna24 you're all up to date now (except for your sig which I think is missing your December op:D) I have got a slightly different total to yours but only a few pence.

    Marie27lol I've no idea where it went wrong but I've amended it with your latest figures. Still not sure about that sig though. It's different to the figure in your post.:p

    kirstypark yours is updated too. (the spreadsheet, not your sig ;))

    Edit: another one on the Googledocs while I've been messing.
    twistedhazel your December op is on.
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Hi VM.

    Sorry, another update. A TT that slipped through the cracks : 90p for November, and £148.15 for December. Slightly behind :(
  • Hi No 54 here.

    Not made any overpayments since the summer I'm afraid. We have been trying to save the money instead as we are just embarking on having an extension - it's at planning at the moment. This will involve us having to take out another mortgage in the first part of next year. Once I know what we are looking at, we will hopefully start making overpayments again in the latter part of next year.
    LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x

    2013 Savings £250
    2013 OP £3500
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    last payment of 2013

    reduced mortgage by £1209

    target £10000
    Payments £11824

    I'm going into 2014 with a single figure mortgage

    big thx VM

    all the best everyone 2014
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Number 111 checking in with last payment of 2013 - sadly only the £125 regular overpayment this month, which puts me just over my original target but nowhere near the overly-ambitious revised one of £9K...... BUT have bought and paid for all the Xmas presents for both boys, hubby, mothers and everyone else on our list, just our tree, a big food (and booze, of course :beer:) shop to go nearer the time and we're sorted and under budget :money:. It helps having an 11 year old without a materialistic bone in his body (although his 9 year old brother more than makes up for him :p) and a hubby who NEVER wants anything for Xmas, usually because he's making random purchases all year, but that's another story....

    Congratulations to all who hit and exceeded their targets, to all those who didn't quite get there but still made a dent in their mortgage, however small, and to those who became MF this year - you give hope to the rest of us! Thanks to you all for your motivational posts and support, and a HUGE thank you :T:T:T to VoucherMan who kept it all going!

    Looking forward to catching up with you all again on the 2014 board - thanks JCL for taking over the cause.

    Right I'm off now as I'm worried this is beginning to sound like an Oscar acceptance speech :rotfl:!!
    #21 Save £12k in 2025 £12577.35/£20000

    July NSD Challenge 0/10
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