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2013 mfw

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  • I admit it I failed I joined up for this in a fit of optimism but with no job it was not realistic. I'm one of the horrible blanks on the spreadsheet. However I have paid just over 5k off my credit cards this year and I only have a thousand left to pay. I hope this is here next year because I will have half a job in 2014 and I will pay my 10k off.
    Well done all you people I applaud you.
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
  • Well done you too Blackberry Curved. To have done so well; paying off such a large amount from your credit card with no job is really impressive. :)
    MFW - number 11 :)

    OP Target for 2014 £1500 Mortgage now £43745
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I admit it I failed I joined up for this in a fit of optimism but with no job it was not realistic. I'm one of the horrible blanks on the spreadsheet. However I have paid just over 5k off my credit cards this year and I only have a thousand left to pay.

    Well done :beer: and good luck in the new job in 2014 :)
  • 1000 op for me today.
    That, coupled with my drop in interest rates, means we've now paid off 25% of the mortgage, in 2.5 years, and are down to £12 interest a day.... well, it started at £19 so although it still seems a huge amount, it's a massive improvement!

    Thanks VM for all your hard work this year
    MFiT T3 no 115, MFW 2015 no 65
    April 2011 balance when mtg started 300,000
    March 16 2015 balance - 165,972
    MFiT T3 target 190,000 - REACHED!!!!:beer:
  • Number 148 reporting in with an OP of £160 for November.

    An improvement from my usual £100 each month, I made this possible by re-assessing my finances which I have to say is a result of reading the very posts on this site which made me want to put down a bit extra each month. Thanks guys!
  • OS_QS
    OS_QS Posts: 339 Forumite
    edited 29 November 2013 at 2:56PM
    Logging on to provide an update to the challenge - number 38 - Life threw me a curve ball which floored me. Luckily had an regular standing order set up and have still being overpaying, but not been on the site. Still hoping for an OP later in December, but here's whats been acheived so far:

    Total overpayments in each month:

    April = £844.97
    May = £841.63
    June = £841.63
    July = £841.63
    Aug = £841.63
    Sept = £141.63
    Oct = £247.11
    Nov = £1846.47

    Would be very grateful VoucherMan if you could update the spread sheet please.

    Total for the year to date is £8,935.08.

    With christmas coming up, i'm thinking my target was a bit ambitious!
    Mortgage debt : -£17,000
    2019 overpayments : £23,000
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OS_QS wrote: »
    Total for the year to date is £8,935.08.

    With christmas coming up, i'm thinking my target was a bit ambitious!

    Dunno, I think almost £9k is pretty darn good and you're almost all the way there, well done :T
  • Yeah ... final payment of the year ... £225 for The York Brood No 20.... Many thanks VM for all your hard work on this ... :)
    Dec 2011 £101,000 :(
    March 2013 - £90,000 (ish) April 2013 - in the 80's
    June 2014 - in the 70's :j
    July 2015 - will be in the 60's :T
    Original end date - December 2026 We're getting there
    Hoping for - asap :rotfl:
  • VoucherMan
    VoucherMan Posts: 2,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A few early December ops coming in. If I didn't know better I'd think people were getting up to date ready to sign up for the 2014MFW :D (if so please join the back of the queue).
    Quite a few hitting their targets too as can be seen by the plentiful happy smilies



    Calfuray, southportguy, rainbowcattail, Lomcevak (another target reached :T), liz-paul, Needhelpsaving, muddywhitechicken, kirstypark, elliejay, Kerfuffle, icontinuetodream, JCL, chocoholic_chick, rockabelle (another :T), NewMoneySaver13, pawlala, slowlyfading all have ops added for November.

    The December ones -
    Sundaysgirl (target reached :T), ElusiveLucy (and again :T), lighthousescotland, theyorkbrood ( :T)

    With
    OS QS updating for the last few months we're now just over £50,000 short of the target that eluded us last year :beer:
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ooh, I'm ahead of schedule :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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