2013 mfw

kirstypark

me too :j. thanks voucherman - you have done a great job all year :beer:

southportguy

hello Voucherman and the rest of the readers

Can I request the same number for next year please being 106

To date this year I have paid off in the region of £48000 from my mortgage...but this does include the usual payments that would have made up approximately £9K of this.
Plus, paid off £4K of CC

very pleased to say the least. And TBH most of this would not have been done .... thus a big thanks is in order.

Till next year as I will not be making many further payments this December. I can feel a bit of a splurge in order for Christmas!

chocoholic_chick

Pay day so no #39 reporting in with an OP of £200

Thanks as always voucherman for doing the lists and the words of encouragement

sarahevie

Sarahevie couldn't resist wiping out savings for a £4000 OP. Added to the £5000 earlier in the year, I'm close to my £10,000 target. Don't think I'll make it - but will see what the final month brings:):):)

sarahevie

Just to say i will be partaking next year - not sure at what level but will try. Need confirmation of my current mortgage so I can calculate what my 10% max overpayments is and use this as my figure, will know by Jan.

Tony_R

I've decided i'm going to make an overpayment for December afterall. I can't miss the target by just £95. It won't be as big an OP as usual but probably the minimum we are allowed which is £500. I'll confirm when I actually make the payment.

I cashed in a money box today, which was £133, so that'll help.

As someone else asked, can I keep my number again for next year. Number 88, I got it at random two years ago, but its also my house number. So I'd like to keep it. I also want to up the target again next year from £7500 to £9000. Hopefully, I'll smash it and hit £10k.

froddington

No 3 - OP of £150 made yesterday

elantan

No2 here ... Last payment of the year comes in at £1,000 ... Woooo hoooo I managed to pay off more than I had hoped, hope everyone else is doing great, hopefully this year we will smash the £1m mark

VoucherMan

A somewhat late end of month update. Can't be helped. I've got my Christmas head on now :xmassmile.

To those asking about the 2014 thread - your comment may not get noticed here. That's up to JCL who will hopefully be along later today with a shiny new 2014 thread.:T Better to post in the new thread to make sure it's not missed.

Back to business:D

A few more updates

chocoholic_chick, sarahevie and froddington for November

And for December elantan (target reached :T) and bownyboy (also reached target :T)



For the end of month update. I'll now be very surprised if we don't beat last year total. Showing about £45,000 in ops for November, but with all the later updates and absentees catching up the total's gone up over £95,000 in the last month :j


Overpayment Target / November Total / Year to date
1. Spiggle £8400 / £ / £1496
2. elantan £6000 / £510 / £6865
3. froddington £4500 / £150 / £4350
4. lemonpopsicle £2500 / £ / £2500
5. black taxi £10000 / £310 / £10615
6. toerag33 £10000 / £ / £9350
7. kirstypark £14000 / £1851.29 / £13095.11
8. toerag33btl £6000 / £ / £5898
9. lulabelle1 £16800 / £ / £16800.8
10. Southernman £3000 / £170 / £2835.23
11. lighthousescotland £2500 / £150 / £2725
12. tattycath £3500 / £ / £942.9
13. Mortgagefreeby50 £1880 / £ / £1534
14. rockabelle £5000 / £1000 / £5800
15. elliejay £6000 / £500 / £5500
16. icklehelen £3000 / £ / £2674.9
17. saver03 £900 / £ / £900
18. ecoelle £1620 / £125 / £1420
19. uzubairu £8500 / £ / £8400
20. theyorkbrood £2500 / £225 / £2513.6
21. newgirly £9770 / £ / £4637.22
22. sarahevie £9700 / £4000 / £9000
23. muddywhitechicken £15000 / £5750 / £24540
24. catslovelycats £10000 / £ / £6548.52
25. Skittle £5000 / £ / £40
26. pammyj74 £6000 / £165 / £6448
27. QB Wolf £10000 / £ / £5100
28. mrsyallop £4200 / £ / £1934
29. Needhelpsaving £1000 / £200 / £1534.74
30. kandfs mam £6000 / £ / £3633.32
31. mothershipton £6000 / £ / £13500
32. Lomcevak £5988 / £935 / £6000
33. ictquizzer £5000 / £ / £1500
34. My life £20000 / £2000 / £18600
35. greent £10000 / £ / £9482
36. LavenderBees £5714 / £ / £5714
37. endoftherainbow £12000 / £87.04 / £958.43
38. OS QS £10000 / £1846.47 / £8935.09
39. chocoholic_chick £1100 / £250 / £970
40. Happy Ju £ / £ / £0
41. JCL £10000 / £2006 / £9300
42. cats2012 £ / £ / £0
43. slowlyfading £7000 / £569.18 / £6485.2
44. bownyboy £12500 / £499 / £12631
45. pollyanna24 £26000 / £ / £21500
46. pavlovs_dog £2000 / £ / £1347
47. evi3000 £41657.47 / £ / £29779.97
48. gallygirl £30721 / £1054 / £22623
49. Jackies £6000 / £ / £6995
50. ElusiveLucy £6000 / £500 / £6000
51. jaywhoopee £5000 / £416.4 / £4763.83
52. Dithering Dormouse £12000 / £ / £7725
53. Tilly MFW in 6 YRS £35000 / £ / £16500
54. rachelww1 £6000 / £ / £3500
55. BaconandEggs £7900 / £ / £7900
56. Mortgage Reduction Novice £800 / £16.67 / £299.37
57. Barny1979 £5000 / £ / £2110.54
58. Gadfium £16000 / £500 / £16000
59. illgetthroughthis £ / £ / £0
60. sillyinthepast £ / £ / £0
61. my definition £ / £ / £0
62. liz-paul £10000 / £800 / £9200
63. VoucherMan £3000 / £620 / £2780
64. UnionGirl £1500 / £125 / £1375
65. rainbowcattail £8000 / £500 / £7005
66. *Jellie* £ / £ / £0
67. Anna Glypta £16000 / £ / £11000
68. skaps £5000 / £ / £5095.63
69. rubyd £4000 / £ / £200
70. ajmoney £2000 / £100 / £2143.75
71. Retire at 50 £10000 / £ / £7851.9
72. hannahnightmare £4000 / £ / £2000
73. PaddyPaws £3000 / £ / £2982.18
74. glitterball £6000 / £ / £5000
75. Calfuray £2400 / £209.91 / £2160.76
76. CathT £2500 / £ / £742
77. Sue Donim £ / £ / £0
78. AvidSaver £3200 / £ / £1703
79. pawlala £71000 / £2676.63 / £63146.92
80. lincoln-potter £19000 / £ / £19000
81. fluffysox £10000 / £41.46 / £9500
82. Kaz2904 £6316.14 / £ / £6316.14
83. marinia75 £10000 / £1000 / £6972.42
84. Poppycat1 £11500 / £ / £2850
85. hildosaver £6000 / £ / £11350
86. NPowerUser £15587.2 / £350 / £15937.2
87. house_help £6000 / £ / £2000
88. Tony_R £7500 / £816 / £7405
89. darcyboo £3750 / £50 / £3175
90. blackberrycurved £ / £ / £0
91. foxblade £5000 / £ / £520
92. icontinuetodream £16000 / £1000 / £13925.4
93. everach £500 / £ / £135
94. LauraJo £56900 / £4341 / £54000
95. rd07 £12000 / £ / £10000
96. NellieB £4200 / £350 / £4350
97. kansaskitty £3344.88 / £363.42 / £1950.88
98. wonderbee £ / £ / £0
99. wilsons £1200 / £ / £150
100. mortgage destroyer £5000 / £ / £3700
101. Kel £ / £ / £0
102. twistedhazel £5500 / £716 / £6343
103. Dot Common £10000 / £ / £1670
104. kitjos £6000 / £ / £2480
105. happysocks £2516.76 / £209.73 / £2307.03
106. southportguy £45000 / £1875 / £55517
107. Matt The Chippy £13000 / £ / £7095.27
108. Mint1955 £6000 / £ / £4500
109. kate1979 £1000 / £ / £640
110. jo101 £800 / £ / £50
111. Caeraugirl £9000 / £ / £5975
112. moomi £1200 / £ / £189.65
113. mamamags £3000 / £ / £1195
114. Thrifty Pixie £4000 / £ / £3243.12
115. Jolaaled £13000 / £ / £7250
116. blizeH £ / £ / £0
117. cianalas £10000 / £ / £8587
118. katiegizmo £1000 / £ / £424.41
119. kmcld2 £4020 / £ / £155
120. MoneyMission £1200 / £ / £1629
121. Flutteringby £ / £ / £0
122. thriftyscotslass £6000 / £ / £1900
123. Sundaysgirl £9900 / £1000 / £9936
124. iquit £4500 / £ / £2598.46
125. narnie1 £5000 / £ / £600
126. dave j £6956.24 / £ / £3897.37
127. Marie27lol £3000 / £215 / £2700
128. TwinnyD £4200 / £ / £73431.82
129. freddykrueger £5000 / £ / £4204
130. addyboy1982 £3000 / £ / £500
131. Funkygibbon £3000 / £ / £2000
132. kbl £447.4 / £ / £447.4
133. ixia £4500 / £500 / £2500
134. Jo4nne £1000 / £ / £212
135. Time to face the music £7000 / £753.77 / £7053.77
136. nicolula87 £1200 / £ / £359.61
137. Kerfuffle £6000 / £30.1 / £3404.2
138. snappybadger £16000 / £ / £13001
139. Farel01 £1200 / £ / £50
140. FacelessNumber £840 / £ / £493.2
141. leunger £4000 / £ / £465
142. pixiedust09 £1000 / £ / £100
143. Ruthy1604 £3800 / £ / £2545.81
144. southerndave £1341 / £ / £590
145. SpottyKnickers £1000 / £ / £171.77
146. emmita £6000 / £370.17 / £3727.8
147. Tahlullah £ / £ / £0
148. NewMoneySaver13 £1200 / £160 / £1160
199. stewby £ / £ / £0

black_taxi_2

reached last month of year 2013

well done all