2013 mfw

Southernman

When do people tend to overpay?

Are you like me and do it right at the beginning of the payday month OR do you wait and see what you have left over by the end of the payday month?

I sort of try and do both but usually have zero left over at the end of the month! I was onto my last tenner this time round!

ajmoney

Southernman wrote: »

When do people tend to overpay?

Are you like me and do it right at the beginning of the payday month OR do you wait and see what you have left over by the end of the payday month?

I sort of try and do both but usually have zero left over at the end of the month! I was onto my last tenner this time round!

I OP a regular amount at the beginning of the month and then drip feed as I get more through the month. I never have enough left at the end of the month to leave it until then. Also my interest recalculates after my standard monthly payment at the beginning of the month so I OP at the same time so it helps get the interest lower.

icontinuetodream

£320 today....google docs updated

VoucherMan

Southernman wrote: »

When do people tend to overpay?

I've a monthly standing order goes out on payday every month. Apart from the bills which are all on DD all my other spending goes on my (cashback, paid of in full every month) credit card. So usually if I'm going to increase the monthly op I just adjust the SO for the payday op.

Unless any emergencies crop up I know exactly how much I'll have in the account until next payday & the safest way for me to avoid spending it is to op before I get the chance.

ajmoney

No 70 reporting another OP for July of £120 taking the total for the month to £270.

lemonpopsicle

No. 4 signing in with another £100 op. That makes £300 for July and £600 for the year :j

VoucherMan

Another quick update before venturing off into the sunshine.


Updates this week for lemonpopsicle, Southernman, endoftherainbow, JCL, ajmoney and 2 for icontinuetodream. Mustn't forget my regular op just gone through.



Also 3 new starters this week

140. facelessnumber

141. leunger

142. pixiedust09

Welcome to all.

leunger your ops been added too.

.

icontinuetodream

Another £500 today :j have fun in the sun vm!!:D

kitjos

Not a very good OP from me again unfortunately, I just couldnt go another month without sending anything off

No 104 with OP of £50.

Xx

iquit

MFW No 124.
July OP of 500 made today.
Thanks VoucherMan.
Keep up the good work everyone.