New Life, My DFW Diary!

Lucy1982_2

Well after my hissy fit over my loan repayments yesterday I realise I now have a bit of a red face

While the repayment had gone out of my current account it hadn't hit my loan account so I was seeing the interest and not the repayment.... But I am nearly under the £10,000 stage now. I had a car insurance quote through from Marks and Spencer's which would cut my monthly repayment's by about £30 :T So I am feeling much more positive today.

But I sat an worked out last night how much I have saved myself. Assuming I go with Marks and Sparks I have managed to save myself about £60 a month!! How exciting is that, although as all of this hasn't kick in yet and I have created a huge phone bill this month :mad:! Although I have changed my tariff so hopefully it wont happen again.

But feeling more positive I've got to post out something I have sold on Amazon today so have actually managed to make money! How good is that!

postingalwaysposting

aww lucy you thread is very encouraging :T you seem to be doing very well indeed... i must say though this site and money saving is very addictive, you do get hooked very easily well done on cancelling some unneeded insurance... once you get the ball rolling your payments will make huge dents good luck and i hope you reach you goal soon

chevalier

Lucy1982 wrote: »

The next big one to tackle is my car insurane. I'm currently paying £63.40 per month (High I know!) But I've already been shopping around and the Post Office have come back with a quote of £35.04 a month. So I'm hoping to be on for a reallt good saving there!

Hi there. Are you a member of https://www.quidco.com? If not then before you take out your new policy sign up! They are currently giving £27 as cashback on new insurance policies. So you could get some extra money:beer:

chev

Lucy1982_2

I'm glad you think it's encouraging!

I am getting a bit addicted to it. I was telling my best mate about is and she didn't think it would work, until she realised that by making s few little changes I have saved myself over £700 a year.

But I am aiming for a NSD today, although I have to post out my amazon sale, but the postage is covered in the cost! But as this is the first thing I have managed to sell over the net and it only went on yesterday. :j But it's an easy way to make some cash.

chevalier

Marks and Spencer also offer 5% cashback via quidco too. Nothing for Tesco thought
chev

Lucy1982_2

I've joined Quidco so I'll have a look at the cash backs and see what they offer.

Thanks for the tip

Lucy1982_2

Well its Wednesday.

I managed my first NSD yesterday which I am really please about. I'm hoping for more of the same today.

I do have a quick question. Does anyone know where I can get cheaper beauty products? My cousin get married a week on Saturday and as one of her bridesmaids I'm going to be in loads of photos and really need something done to my nails. I was thinking about faking it but the cheapest I can find is £7.49!! But these are tried and tested. Any ideas would be good.

The cheque has just cleared on another store card repayments so everything is slowly going down. I have to admit this is the first time I have tracked my debt as one total and it's nice to see the really large sum get smaller. Since I've joined here I've decided I'm easy to please, I get excited by the smallest saving or drop in debt....

I think I may need help with this problem soon :rotfl:

tigzem

Well done on your achievements so far..... you've done really well!

It's very addictive.... have a read of my diary if you're bored at all...!

Keep smiling x

vandanfc

Lucy1982 wrote: »

Well its Wednesday.

I do have a quick question. Does anyone know where I can get cheaper beauty products? My cousin get married a week on Saturday and as one of her bridesmaids I'm going to be in loads of photos and really need something done to my nails. I was thinking about faking it but the cheapest I can find is £7.49!! But these are tried and tested. Any ideas would be good.

No idea how good they are, but this site may be worth a look:

http://www.falsenailsdirect.com/shop/index.asp?catID=6

Lucy1982_2

I won!! :j

I've just found a wonderful (if some what hit and miss) way of getting a new book. I have a Waterstone's card. I don't often shop there, but every little helps! They send out a newsletter which includes completions to new unpublished books and all you have to do is write a review!

I studied Literature at uni so this is easy and I now have a brand new, not published until May book to collect on Friday! Then I email a review to them by 16th May!

How Moneysaving, I don't even need to pay postage!! :T