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New Life, My DFW Diary!

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  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Hi Guy's

    Just thought I would drop in a quick update. Well the stuff I put on Amazon seems to be doing really well and I now have 4 items to parcel up tonight :T Which means that my buffer money has gone up to £48 :j That's much better looks like I'll be able to pay off about £80/90 off my overdraft this month :j :T That's assuming I can stick to my budgets, I'll go with £80 that way I'm giving my £20 for emergencies (or overspending) but it does mean that I am now in serious need of brown paper!!

    It does feel good when unused things make you money... I keep thinking what can I get rid of now!! :rotfl: There might be nothing left to car boot at this rate :D

    So feeling very good and motivated and other than the things I need I'm not going to spend anything at Sainsburys. Might pop to post room now and send out my parcels. Yes that's a good idea.

    :D
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    WOW!!

    My stuff is selling off Amazon like hot cakes!! I have loads to parcel up and post out tomorrow. I now have a £73 buffer!!!!! I'm so excited. I know it's not going to happen every month, but it's great while it is.

    It makes me all smilely to think that I could be paying £100 off me overdraft this month. I can't believe I have come so far in such a short space of time. It's unbelievable and so exciting.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • auntie_brenda
    auntie_brenda Posts: 274 Forumite
    Well done what a great total!!! Am inspired to go home & Amazon some books - cheaper than buying new bookcases to put them on :o
    Debt 17 12 06 - £7700.:eek: 1st Feb 07 £6903, getting there ;) 1st March 07 £6666 (yikes!) 1st April 07 £6329 17.8% 1st May £6085.48 21%, 1st June £5522.13 28.3%, 1st July £5194.46, 32.54%, 1st Aug £4700, 39%, 1st Sept £4411, 42.7% :j :j:j
    Dreaming of Another Country Club Number 12!!!!!
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Yep and it's better that they make money rather than sit there gathering dust and as some of them live in boxes under the bed I have no excuse to keep them!

    It feels good to have a clear out to. I want to try and get my watched DVD's onto one shelf, that's the aim!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Wow well done Lucy sounds like you are having a great day! Are you planning on getting rid of your overdraft limit then? What I tend to do is when I get some extra money, e.g. £50 from ebay, I reduce my overdraft limit by that amount when the money hits my account, thus reducing my limit down. This may not be right for you, but just thought I would suggest it as it has worked well for me - saves the money being affectively *swallowed* into the OD and it reaching its old limit again in no time.

    xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Hi Blonde.

    When I told my Mum about my debt she set me a target to pay off both my store cards and at least half my overdraft by Christmas.

    So far I've paid off one store card and I intend to pay off £100 a month on the other from next month. This month cheque has already gone, I'd done my budget and worked out what I could afford. Then all my Amazon sales came through and it seems sensible for me to pay if off my overdraft as the £100 payments are all budgeted for.

    But I am determind to get to my Mum's targets and if possible pay off all my overdraft.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Fantastic progress Lucy! I too have amazoned and ebayed loads and it does feel so good to have the money coming in over things you've not even looked at for months! :) Long may it continue!!

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Sounds great hun. keep it up!!
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Thanks guys!

    It's great to see it all coming in and it's really motivating. But I know I have my car service due at the end of June so hopfully that wont undo to much of the good work!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    As well as Amazon, do you have any bits you could ebay? xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
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