The 'Save 12k in 2013' Thread!

gavmc88

I struggle so bad trying not to spend savings as I'm a spontaneous buyer. Last year I was in and out off savings throughout then blew it all on crimbo.

This year I'm saving deposit for my house so I know it's for the good so this year I'll be trying my absolute hardest not to take any out lol

Wentthedaywell?

crennes wrote: »

I know its only early days but does anyone find the temptation to spend whilst saving hard?

I find it's best to stash the savings I know I should have in away in a different account straight away on pay day, so it's like it never existed and it's a hassle getting it out again. At the end of the month I'm broke, and if I hadn't already put away the savings I know I'd be dipping in.

I make sure though I've put money in my household /car/household/holiday/dentist(!) account beforehand, should money for these be needed. I also have a £50pm "treat" fund which I try build up and which I can blow on anything as it's been budgeted for! (currently running in deficit as I bought an ipad . But that'll be healthy again in a few months).

Tales17

Third no spend day today I hope, no reason to go to the shops and we have neighbours coming round this afternoon! Just need to avoid looking for anything online!

Went to Ikea yesterday to get some toy storage and it was definitely worth it, house looks so much less cluttered now!

stavromueller

£700 pounds so far!

I get paid weekly at the minute, so get to enjoy drip feeding into my savings every Friday!

Will be having a drop in wage when I go onto a proper contract in a couple of months, so want to get as much saved as possible now to allow lower savings later.

BessieBooBoo

YoungBusinessman wrote: »

Are kindles worth the money? I only read finance/people who have done financially well?

Hello YBM

I got a Kindle Paperwhite which has a built-in light for Xmas, so I didn't have to buy it. A bit pricy at £109.

However, I've really enjoyed using it. Downloaded 200 free books from Am*zon, and various sites links they have. (Went into Am*zon, then Kindle, then Kindle Books, scroll down the list on the left, for Free Collections, links further down for alternatives for free web-sites, free books).

Most are out-of-copyright classic fiction e.g. Jane Austen, Bronte sisters, A. Conan-Doyle, Rider-Haggard, etc., got some cookery ones, sample chapters, slef-help books, not a lot seem to be there for financial books, but there is non-fiction section of the usual genres.

Have to say I love it, and I am getting a bit square-eyed now from reading too much....!

Got interview for second job tomorrow, keeping everything crossed....

Good luck all and keeeeeeepppp savvving!

BBB

ccbrowning

My spreadsheet shows us being up about £500 at the moment, but my investments into S&S ISA won't register for a few days, so probably up about £880. Not bad considering Christmas spending, etc.

itsmecathy

NsD today, took my youngest to a free screening of wreck it ralph with Christmas sweets and a flask like a real cheapskate. We really enjoyed it. Had lovely second Christmas day dinner with my folks, who then chipped in £50 towards all the food and drink. I'm going to put half of that straight into my savings. So a good day:j

storytime

2012Saver wrote: »

This sounds like a good idea, but I know by November/December time I probably won't have £50ish a week to spare! I'd probably be best starting it back to front! :rotfl:

Yes I thought that too. It's probably a good way to save for Christmas. Or I could do 1 - 52 and my DH could do 52 - 1. I will think this through.

Billie-jo

Have put away another £78.76 this morning so roughly (if I have done it right) 7% saved so far.

£218.76 saved - £2781.24 to go

SusanneCape

Starbrite wrote: »

Started my £ pot today after seeing a USA friend post the idea on FB.

Week one you put £1 into a pot, week 2 £2 week 3 £3 and so forth come week £52 you put £52 in and should have £1,378

So far I have £3, week 2 starts on monday

What a great idea. Sounds like a fun way to save, if you can manage the larger weekly deposits at the end of the year.