lurvlylurker does a diary

lurvlyloz

Halifax have applied a balance transfer fee REFUND to my credit card! not often you hear that!

so with that & an extra payment from me thats me down to £5900. wooop

lurvlyloz

plugging away and got to pay day...paid £120 off my credit card so im happy wto be at £5780! woop!

Aamberle

Hi LL - Look at you still going strong :j

Who knew that Halifax did refunds :rotfl:well done and keep it up, at this rate you will be at the lower 5's

X

lurvlyloz

hi Aamberle!

i know, i thought it would be debited back by now but no. all looks kocher!

another £20 off today. chipping away all the time.

x

lurvlyloz

had a low spend weeked. we went to manc on the train which id alreayd paid for and my brother in law had got lunch in so was a cheap day out. and sunday the weather was rubbish so didnt do much.

have been listing all Twinklets clothes on ebay and any money i make from them is going into buying her birthday & xmas presents. dont want to come to septemebr & decedmber and have to cough up for presents.
and as we have so many plans this year i have to make sure i budget everyh month even more now. my spreadsheets are on fire haha

lurvlyloz

another week another payment. £10 off.

hubs was working all weekend which was a shame. satudray i had a day in birmingham meeting some ladies who i am on a baby group with. was a lovely lunch and all within budget.

sunday spend the day visiting people with Twinklet so a NSD for me

poted a couple more ebay parcels as well todahy

lurvlyloz

payday Hurrah!

been paying some weekly payments on to my credit card so its coming down nicely. having nice times as well so life is a good balance. i know i should completly stop life and get my credit card paid off quicker...but i just cant live like that. its def coming down at a good pace & ive not spent on it or been overdrawn since Nov 2012 so all positives. i just think i get guility sometimes.

blimming debt

littleskintdragon

Everyone deserves a life
Your doing really well and youll definately get there! Well done on the overdraft, cant wait until mines gone again...

Aamberle

Well Done LL it really does all add up X

barnsleylass83

Well done LL have been following you for sometime and you have done so well, am in a similar situation to you currently on mat leave, saving where we can!!!