Housing Benefit issues

tomtom256

Basically if you don't get it.

Capital/savings cap is £16,000 for means tested, anything over that means you are not entitled. Be it housing benefit, JSA IB IS, ESA IR etc.

Your mum had £20,000 whilst claiming means tested benefits. She has spent £11,000, they want to know has she spent it to enable her to continue to receive means tested benefits or has she genuinely used it for necessary expenditure.

If they deem she has spent it to continue to receive means tested benefit aka deprivation of capital, they may decide to alter her means tested benefit accordingly. They may even decide to do her for fraud for possibly failing to declare the money in the first place. I don't know as your first post doesn't make it clear how they knew she had this money.

Her disability etc has nothing to do with this, it's all about the benefit regulations.

Hopefully that explains it in a none discriminative or prejudiced way?

tomtom256

Sweetlilac73 wrote: »

I am a taxpayer and personally dont see any issue with a person spending HER money on a holiday and a car so she can maintain her independence.

As for the money she gave me, i am paying every penny of that back , oh and i am also a taxpayer. Never been out of work in my life and yet im paying for layabouts that have never had jobs in their lives and scroungers that have kids when they cant afford them and get thousands of pounds of free money in benefits that they dont deserve, oh yes all out of MY tax money.

Plus you are missing the entire point.

The point was that i dont believe that any government body has the right to tell you how you can spend your money. Its immoral and i imagine illegal and a breach of her human rights.

She deserved that money, she deserved that holiday and i suppose you are all soo moral that if you had a big lot of money come in you wouldnt have a holiday would you.

Oh no, because that you just be too offensive against every tax payer in the country. Idiot !!

Difference is I am not on means tested benefit expecting the state to pay my way.

Generally if your on means tested benefit your normally on the bones of your !!!! so to speak.

Torry_Quine

Sweetlilac73 wrote: »

I am a taxpayer and personally dont see any issue with a person spending HER money on a holiday and a car so she can maintain her independence.

As for the money she gave me, i am paying every penny of that back , oh and i am also a taxpayer. Never been out of work in my life and yet im paying for layabouts that have never had jobs in their lives and scroungers that have kids when they cant afford them and get thousands of pounds of free money in benefits that they dont deserve, oh yes all out of MY tax money.

Plus you are missing the entire point.

The point was that i dont believe that any government body has the right to tell you how you can spend your money. Its immoral and i imagine illegal and a breach of her human rights.

She deserved that money, she deserved that holiday and i suppose you are all soo moral that if you had a big lot of money come in you wouldnt have a holiday would you.

Oh no, because that you just be too offensive against every tax payer in the country. Idiot !!

I don't doubt that she deserved a holiday and really hope she enjoyed it but if she wants tax payers money then they have a right and I would say a duty to ensure that it goes to those who are most in need. So if you don't want her to be asked just don't claim.

Sweetlilac73

tomtom256 wrote: »

Basically if you don't get it.

Capital/savings cap is £16,000 for means tested, anything over that means you are not entitled. Be it housing benefit, JSA IB IS, ESA IR etc.

Your mum had £20,000 whilst claiming means tested benefits. She has spent £11,000, they want to know has she spent it to enable her to continue to receive means tested benefits or has she genuinely used it for necessary expenditure.

If they deem she has spent it to continue to receive means tested benefit aka deprivation of capital, they may decide to alter her means tested benefit accordingly. They may even decide to do her for fraud for possibly failing to declare the money in the first place. I don't know as your first post doesn't make it clear how they knew she had this money.

Her disability etc has nothing to do with this, it's all about the benefit regulations.

Hopefully that explains it in a none discriminative or prejudiced way?

Yes it does.

Thankyou. I will pass that information on as she is very worried.

skintandscared_2

Sweetlilac73 wrote: »

I am a taxpayer and personally dont see any issue with a person spending HER money on a holiday and a car so she can maintain her independence. She may well have spent HER money on these things, but then expects to spend TAXPAYERS' money on her living expenses!!

As for the money she gave me, i am paying every penny of that back , oh and i am also a taxpayer. Never been out of work in my life and yet im paying for layabouts that have never had jobs in their lives and scroungers that have kids when they cant afford them and get thousands of pounds of free money in benefits that they dont deserve, oh yes all out of MY tax money. So discrimination against disabled people is prejudice, but abusing other vulnerable members of society is perfectly acceptable to you? How revolting.

Plus you are missing the entire point.

The point was that i dont believe that any government body has the right to tell you how you can spend your money. Its immoral and i imagine illegal and a breach of her human rights. No it's not, if she continues to claim benefits.

She deserved that money, she deserved that holiday and i suppose you are all soo moral that if you had a big lot of money come in you wouldnt have a holiday would you. If I had a windfall I could happily have a holiday of a lifetime because I don't claim benefits and therefore don't expect fellow taxpayers to pay my bills!!

Oh no, because that you just be too offensive against every tax payer in the country. Idiot !!

You really don't get it, do you.... :mad:

Poppie68

Sweetlilac73 wrote: »

I am a taxpayer and personally dont see any issue with a person spending HER money on a holiday and a car so she can maintain her independence.

As for the money she gave me, i am paying every penny of that back , oh and i am also a taxpayer. Never been out of work in my life and yet im paying for layabouts that have never had jobs in their lives and scroungers that have kids when they cant afford them and get thousands of pounds of free money in benefits that they dont deserve, oh yes all out of MY tax money.

Plus you are missing the entire point.

The point was that i dont believe that any government body has the right to tell you how you can spend your money. Its immoral and i imagine illegal and a breach of her human rights.

She deserved that money, she deserved that holiday and i suppose you are all soo moral that if you had a big lot of money come in you wouldnt have a holiday would you.

Oh no, because that you just be too offensive against every tax payer in the country. Idiot !!

And you think everyone else on here is being prejudiced!:rotfl:

princessdon

No-one is doubting she deserved a holiday.

But the hard and cold facts are this

She is claiming means tested benefits. Whilst she does so they look at what is spent (if over 6K - under that they have no interest in it).

The holiday would have cost say 2K (I know as been a few times).

To DWP if her rent was £500 pm that is 4 months rental they paid whilst she had the holiday.

If, and this is where the system gets stupid (like Tax Credits not counting savings), she had under £6K and spent £2K, they wouldn't have cared.

It's a combination of what she spent on and when.

If they can see that as an attempt to claim benefits (ie she'd pay more rent as they'd use her savings to pay rent), it's counted against them.

If you google Depravation of Capital (as someone suggested) you will get an idea of what you are facing, as I don't think you really understand the issues a statement from you won't really help.

Do google and get an idea of what your mum is facing.

SandraScarlett

OP, I have always found the majority of people on these boards to be very helpful and understanding. :A I am grateful to the wealth of info they have given me directly, and also to the things I have learnt whilst reading the various threads.

But it's a bit like the exam questions you had at school. They read that it takes 2 men 4 hours to fill a tank with buckets of water, so how long would it take 8 men. Nobody mentions if one man was slower than the others, or whether he had to walk further to get his water, or if his bucket was the same size or had holes in it!

You're just given the basic facts and you try to work out the answer, using those facts, and that's what people have tried to do here. You described your Mum as elderly, having £20,00 and spending it on a super holiday, lending you some money etc, and that now her benefit was stopping or reducing.

I thought people were trying to help you, based on the information that you gave them. Supposing you, and you alone, via your tax, was responsible for paying my pension, providing I didn't have more than £5000 in my bank account - and then I won £10000 on the lottery.

If I said to you that I'd exceeded my £5000 limit, and therefore you could keep your tax, you'd be pleased. But if I said that I'd spent the £10000 on a holiday, which I deserved, and 3 designer handbags, so that money, which was mine, had gone, don't you think you'd be miffed to have to still give up your tax?

I wish your Mum well.

xx

BurnleyBob

This thread's another corker of a bunfight. I didn't believe the OP's initial post and the subsequent belligerence, viciousness, prejudice and, frankly, outright idiocy displayed from that source screamed troll.

On the idiocy front, has anyone else noticed that those fond of entering a space before a question or exclamation mark are nearly always as thick as you know what? And the ones who insist on doing so before constantly overusing question and exclamation marks transpire to be absolute morons 100% of the time.

Dunroamin

Sweetlilac73 wrote: »

I am a taxpayer and personally dont see any issue with a person spending HER money on a holiday and a car so she can maintain her independence.!

She's hardly maintaining her independence if she spends her own money on a holiday and then continues to claim benefits!