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Virgin SBT?

I have just received my Virgin CC, and wish to SBT into my current account. According to the T&C's a Cash transaction will incur a 15.9% charge, however, a cheque transaction is 0.0%. I believe I read somewhere that I should write a cheque to myself and cash it in at no cost . Is this correct?

I will have to request for some cheques though as none where sent through witht the card.

Cheers,
Japmark
«1345

Comments

  • Beancounter
    Beancounter Posts: 1,076 Forumite
    A SBT is free of charge in your promotional period. I just did one yesterday and was assured that was the case and the 1 i did 2 weeks ago was also free. Writing a cheque WILL incur a 2% charge though.
  • mick307
    mick307 Posts: 41 Forumite
    Cheques will arrive a couple of days after your card, or at least mine did!!

    Very very helpful staff on their help line by the way.

    Mick
  • Japmark
    Japmark Posts: 8 Forumite
    How do I perform an SBT from Virgin? if I don't write a cheque to myself, as I cannot find anywhere on there website that can do this to my current account.
  • Walshy
    Walshy Posts: 81 Forumite
    You can only do a transfer to your current account by phoning them.
  • I transfered some funds into my current account from virgin card recently , did it all online . no need to speak to anyone
    Help enough people get what they want and you will automatically get what you want
  • Jacster_2
    Jacster_2 Posts: 1,192 Forumite
    I have applied for my Virgin 0% card - my first ever attempt at stoozing! Still waiting to hear from them. Will I be asked to provide evidence of the 'loan' I want to SBT from?
    If it was easy, everyone would do it!
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Jacster wrote:
    I have applied for my Virgin 0% card - my first ever attempt at stoozing! Still waiting to hear from them. Will I be asked to provide evidence of the 'loan' I want to SBT from?
    No, but you may have to answer some extra "general" questions if, like me, you ask them to double their initial credit limit offer. I told them I had an "overdraft" and some "other" debts to settle, and had no trouble at all.
  • i applied for my virgin0% yesterday. do you get any e-mail confirmation of application or does it all come by post?
  • Reaper
    Reaper Posts: 7,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It's been a while but I seem to remember it was all done by post.
  • ajvj1812
    ajvj1812 Posts: 26 Forumite
    I didn't hear anything for about 10 days after the on-line application. Received my application form to sign yesterday and returned it this morning. Should receive the card in a few days.
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