not entitled to benifits

deedeeshropshire

My partner lost his job 3 weeks ago, due to lack of work, 18 in total went.

I work 30 hours a week, we have 1 dependent child.

We applied for Child/Working Tax Credit and were told we had earned to much. My partner applied for Jobseekers Allowance and recieved a letter yesterday stating that he wasn't entitled to it due to not paying enough NI in the tax year 2010/2011.

We have a mortgage plus the usual bills to pay.

We are two born british people in ther later 40's who have worked nearly all their working lives and to think we are not entitled to anything is hard to comprehend.

How are we going to manage we have no savings, we are not well off, we do have some debts from when my partner was self employed which we were paying back. we are just two people with a 6 yr old child who are just trying to live and manage.

What are we going to do, i just don't know. My partner has applied for approx 14 jobs and no luck so far, he wants to work and is starting to feel no self worth.
Is there anyone else out there who is in the same position i would love to share thoughts or if anyone knows if there's anything else we can try to claim.

thanks

fannyadams

Ok and breathe
go to the entitled to website and answer the questions on there
it'll tell you what benfits you should be able to get.
call the WFTC/CTC people and tell them that your circumstances have changed they should be able to recalculate your claim (I know because they said we earned too much but I have been out of work since April and told them as much and now I get CTC)
yes it does beggar belief that you can work 'all your life and get nothing' when the Daily Mail is quick to tell everyone that there are people who have never worked a day in their life/not lived here and made any contribution to the economy of the UK/<insert another blood pressure raising thing here> and yet they seem to [STRIKE]'earn'[/STRIKE] receive in benefits in a week more than we can take home in a month when we both work.
I am a bit confused that your hubbie can't get Contributions Based JSA f you say he has worked all his life. Job Centre take into account two year's NI contributions so it will be 2010/11 and 2011/12. He can ask for a breakdown of his annual NI contributions from HMRC. I have just seen that he was self employed perhaps that could have something to do with it...
Go to local Council get Housing benefit form, and ask about Support for Mortgage Interest payment.
I don't have anything else to !!! aside from register on REED.co.uk and Jobsite. Could he take a temp job to tide you over til he gets somethign more permanent - some of the supermarkets are still recruiting for Xmas as are Royal Mail...
have a look on Old Style Board to see where you can cut down your groceries bill
Post an SOA on DFW board to see if they can help you cut your outgoings til you're back on your feet.
Good Luck.
HTH
FA
x

BigAunty

As per the previous poster, the debt free wanabee board is your first port of call. Also, the Direct gov website has good info on debt management. YOu will then be able to get the debts written off or paid back at a token sum.

There is a budget planner on this website - download it and work through the site and forums to slash your living expenses - cheapest energy/telecoms/insurance providers, frugal recipes, bargain groceries and general thrifty living.

The Shelter website has info and advice for home owners who may struggle to pay their mortgage on how to deal with arrears and prevent repossession.

Dunroamin

I'm not sure why you feel it necessary to say that you're "born British" - do you expect to get a bonus for that?

McKneff

Dunroamin wrote: »

I'm not sure why you feel it necessary to say that you're "born British" - do you expect to get a bonus for that?

I wondered that too, came up with my own scenario but wont voice it,

Hope he finds a job soon OP.

LunaLady

Tell your husband to keep his chin up. its only been 3 weeks, so he still might hear from some of the jobs he has applied for.

If he was claiming JSA they would be expecting him to apply for more than that.

miduck

Dunroamin wrote: »

I'm not sure why you feel it necessary to say that you're "born British" - do you expect to get a bonus for that?

Haven't you heard of the "BB Premium"?

LunaLady

miduck wrote: »

Haven't you heard of the "BB Premium"?

Is that one of Nick Griffin's policies!

STOCKWIRE

Dunroamin wrote: »

I'm not sure why you feel it necessary to say that you're "born British" - do you expect to get a bonus for that?

http://www.dailymail.co.uk/news/article-2233533/Hate-preacher-Abu-Qatada-new-home-taxpayers-expense.html

Don't blame the op, blame the press !

epitome

It probably has a lot to do with that he was self employed before.

The previous poster #2 was incorrect for the tax years used, they would have used 9/10 & 10/11

The fact that he failed on 10/11 means that it is pointless making a new claim in January 2013 (because then they would use tax years 10/11 & 11/12). However if he DID make a new claim in January 2013 at least they would tell him if he qualifies under tax year 11/12, he still won't get JSA because we know he fails on tax year 10/11.....( but see below)

If he signs on for his NI only for the next 14 months, and in January 2013 he is told his tax year 11/12 is a good year for JSA, he could claim JSA in Jan 2014, for 6 months....if he satisfies tax year 12/13. ......And if he is unlucky enough not to have found work by then.

epitome

STOCKWIRE wrote: »

http://www.dailymail.co.uk/news/article-2233533/Hate-preacher-Abu-Qatada-new-home-taxpayers-expense.html

Don't blame the op, blame the press !

Off topic, but, I don't see that it caused "outrage accross Britain" I wasn't outraged, I was thankful that we live in a country where the judiciary are independent of the government, and no-one is above the law, not the government, not anyone.