gift house, benefits stop?

elyag

Errata wrote: »

That's how the system works. She can very easily provide herself with an income from her assets - her flat.
If you think this is wrong, would you be happy if I owned a £5milion flat and the governement kindly used the tax that you pay to provide me with an income?

you really should read all before replying!! I have NEVER said that i think this is wrong. I came for INFORMATION as I didn't know about this subject. NO OPINION, just information.

elyag

margaretclare wrote: »

I repeat. If she is retired she is entitled to retirement pension. This is hers, in her own right, nothing to do with her partner's benefits. https://www.gov.uk/state-pension/what-youll-get

It's possible to find out all this without the internet.

I repeat, SHE IS NOT OF PENSION AGE!!!!!!!!!!!!!!
yes it is true you can find things without the internet....but at the same time, why is this forum here?! I thought it was so people could ask about things they didn't know and gain advice....like i said, I am a child trying to help my mum. thats all. true i couldve said, go find out yourself but what daughter does that?!!!!

elyag

cbrown372 wrote: »

So which is it?

BOTH!! if she gifted me the flat, I wouldn't have to cover the whole of the rent that they would need to cover the loss of PC....which would be too much for me with the extra travel.
remember she is in her 50s and I am in my 20s, the level of housing she has is a bit better than mine! If I could cover everything, I wouldn't be on here lol

Mojisola

elyag wrote: »

BOTH!! if she gifted me the flat, I wouldn't have to cover the whole of the rent that they would need to cover the loss of PC....which would be too much for me with the extra travel.

So there's just the one answer. She needs to sell the flat and use the money for living expenses.

dd101

margaretclare wrote: »

I don't understand this. Why couldn't your grandmother officially own the house? If she was still living there the house couldn't have been touched. Do you mean that she was not a joint owner, that her name wasn't on the deeds although she'd lived there all those years?

Hi,

She couldn't own the house I believe because although it was left to her, he father was alive and it was both her mother and fathers house. Maybe I should have explained that my Nans mother died when my Nan was just 20 odd. They continued to live here into their 30s when their father got really ill.

Even though other people were living at that property, at the father still owned it, he had to sell it to pay for his care and although I agree we should pay our way in life I just thought it was upsetting because two families lived here without relying on any benefits and once the house was sold the tables turned because they had.

RAS

elyag wrote: »

BOTH!! if she gifted me the flat, I wouldn't have to cover the whole of the rent that they would need to cover the loss of PC....which would be too much for me with the extra travel.
remember she is in her 50s and I am in my 20s, the level of housing she has is a bit better than mine! If I could cover everything, I wouldn't be on here lol

COuld you rent it as a flat share (take a lodger)?

margaretclare

elyag wrote: »

I repeat, SHE IS NOT OF PENSION AGE!!!!!!!!!!!!!!
yes it is true you can find things without the internet....but at the same time, why is this forum here?! I thought it was so people could ask about things they didn't know and gain advice....like i said, I am a child trying to help my mum. thats all. true i couldve said, go find out yourself but what daughter does that?!!!!

You needn't shout. Without trawling through the whole of this thread, I can't see anywhere that you've stated your mum is not of pension age. OK. So she is still of working age. We've established that. So she's still a spring chicken, with a lot of life still before her. How about (shhhhh....a job?)

mazza111

Sorry, I'm trying to get my head around this too. Has your mother already moved in with her partner? If so surely she will be on his claim for PC or whatever benefit it is. When 2 people move in together and one is already claiming a benefit, it would normally become a joint claim, so therefore she is in a round about kind of way claiming benefits. Of course when the house is sold or rented out, this will change because of her having capital/income.



If she's not already moved in, then I fail to see why she can't claim benefits in her own right..whether that be JSA, ESA or whatever, depending on her circumstances.

I see that your mother's partner is disabled. Is he in receipt of DLA? Could she claim carers allowance for her partner?

Dunroamin

Mojisola wrote: »

So there's just the one answer. She needs to sell the flat and use the money for living expenses.

Or rent it out and do the same with the rental income.

notanewuser

So many unanswered questions.

OP, how does your mother pay her bills with no income and no benefits? Magic beans?

You keep ranting about being a taxpayer, but if you can't afford reasonable rent and travelling costs to work then frankly you can't be paying that much in!

Fact is, your mother can't give away hundreds of thousands of pounds without penalty from the system.