gift house, benefits stop?

margaretclare

BurnleyBob wrote: »

Presuming that what the OP has posted is actually true, then I think we're getting nearer to the real situation... the mother has no visible income and also has no visible capital and savings except for the property which cannot be made to disappear from view.

By donning your deerstalker hat, can you advance a neater conclusion to this enigma?

No, sadly, I can't, Bob. I really don't understand all this at all. I get quite frustrated with many of the posters who write about a parent's problems - it would be easier if we had the parent's say-so and not do it all at second hand. About the partner on DLA and non-working - well, DLA is non-taxable and non-means-testable so whatever the Mum brings into the equation his DLA will remain the same. Is he on incapacity benefit as well as DLA? It's only when you bring means-tested benefits into the equation that worries about another person's assets/income start to surface.

I know a little bit about all this although well out of date. My first husband didn't work between 1976 and his death in 1992 - deteriorating heart condition and was on sickness benefits, whatever they were called at the time. Because I had a full-time career we had no need to claim any means-tested benefits.

Mum should have either retirement pension if she's the right age, if she isn't she should have some kind of an income from either work or JSA in her own right.

SandraScarlett

elyag wrote: »

Thanks for your replies I am working full time and not in receipt of any benefits. My mum doesnt work and also doesn't receive any benefits, it only affects her partner's pension credits. The DWP have given them 6 months to sell. Surely their benefits would stop at this point anyway because they have funds in the bank?
She was going to be giving me the flat anyways to help me out as I need somewhere to live, not to get benefits as she isn't entitled anyway.
Thanks again for your replies, I think our hands are tied here. she either loses her house or doesn't live with her partner

If your Mum doesn't work, doesn't receive any benefits, and doesn't have any savings, how does she pay her Council Tax, electricity and/or gas, water rates, food, clothes, transport costs, upkeep of her house, insurance, replacing broken or worn out items and buying birthday cards?

If you've been refused a mortgage, you must be living somewhere and paying some costs. So as everybody else is saying, why not rent the house from her, and then everyone's happy?

Alas, a lot of us would like to have the laws of the land adjusted to suit our own requirements, but it doesn't work like that. However unfair something may seem, it is what it is, and we either accept it and move on, or leave it to fester.

I wish you and your Mum well, and hope things work out for her.:)

xx

elyag

margaretclare wrote: »

I can't believe she has *no* income at all. What does she live on, how does she buy food etc, pay for utilities? Most people have some kind of an income. If she's retired then she should be getting retirement pension. No income? Come on!

Come on?! as stated....she isnt entitled to any BECAUSE she has a flat and any income she got would be taken off her partner's benefits, so she just doesnt claim.

elyag

SandraScarlett wrote: »

If your Mum doesn't work, doesn't receive any benefits, and doesn't have any savings, how does she pay her Council Tax, electricity and/or gas, water rates, food, clothes, transport costs, upkeep of her house, insurance, replacing broken or worn out items and buying birthday cards?

If you've been refused a mortgage, you must be living somewhere and paying some costs. So as everybody else is saying, why not rent the house from her, and then everyone's happy?

Alas, a lot of us would like to have the laws of the land adjusted to suit our own requirements, but it doesn't work like that. However unfair something may seem, it is what it is, and we either accept it and move on, or leave it to fester.

I wish you and your Mum well, and hope things work out for her.:)

xx

She lives in a different town and I cannot afford the rent I would need to pay for her flat to cover her costs and the extra over-an-hour travel I would need to get to work each day. I would have minus wages just after housing and travel. Hope that clears up your query.

About your "however unfair accept and move on" comment....thats why I posted in the first place.... to make sure i WASNT missing anything IN ORDER to move on without wondering if there was anything I couldve done to help my mum. It wasn't opinion, purely looking for information.

Mojisola

elyag wrote: »

My mum would like to gift me her flat

elyag wrote: »

She lives in a different town and I cannot afford the rent I would need to pay for her flat to cover her costs and the extra over-an-hour travel I would need to get to work each day. I would have minus wages just after housing and travel. Hope that clears up your query.

If you weren't planning to live in the flat, why was she thinking of giving it to you? If it's just so that she could then claim benefits, that's fraud, plain and simple.

elyag

margaretclare wrote: »

No, sadly, I can't, Bob. I really don't understand all this at all. I get quite frustrated with many of the posters who write about a parent's problems - it would be easier if we had the parent's say-so and not do it all at second hand. About the partner on DLA and non-working - well, DLA is non-taxable and non-means-testable so whatever the Mum brings into the equation his DLA will remain the same. Is he on incapacity benefit as well as DLA? It's only when you bring means-tested benefits into the equation that worries about another person's assets/income start to surface.

I know a little bit about all this although well out of date. My first husband didn't work between 1976 and his death in 1992 - deteriorating heart condition and was on sickness benefits, whatever they were called at the time. Because I had a full-time career we had no need to claim any means-tested benefits.

Mum should have either retirement pension if she's the right age, if she isn't she should have some kind of an income from either work or JSA in her own right.

Sorry for your frustration, maybe just don't read posts then. I guess a lot of parents aren't internet savvy and don't know how to get information themselves and that's why their kids go looking for advice on their behalf.

as stated, mum has no income because anything she would be entitled to would be deducted from her partner's benefits. this is not an issue just fact.

Mojisola

elyag wrote: »

as stated, mum has no income because anything she would be entitled to would be deducted from her partner's benefits. this is not an issue just fact.

But she does have an asset - the flat - which she could rent out or sell so she doesn't need benefits.

cbrown372

elyag wrote: »

Thanks for your replies I am working full time and not in receipt of any benefits. My mum doesnt work and also doesn't receive any benefits, it only affects her partner's pension credits. The DWP have given them 6 months to sell. Surely their benefits would stop at this point anyway because they have funds in the bank?
She was going to be giving me the flat anyways to help me out as I need somewhere to live, not to get benefits as she isn't entitled anyway.
Thanks again for your replies, I think our hands are tied here. she either loses her house or doesn't live with her partner

elyag wrote: »

She lives in a different town and I cannot afford the rent I would need to pay for her flat to cover her costs and the extra over-an-hour travel I would need to get to work each day. I would have minus wages just after housing and travel. Hope that clears up your query.

About your "however unfair accept and move on" comment....thats why I posted in the first place.... to make sure i WASNT missing anything IN ORDER to move on without wondering if there was anything I couldve done to help my mum. It wasn't opinion, purely looking for information.

So which is it?

Errata

elyag wrote: »

as stated, mum has no income because anything she would be entitled to would be deducted from her partner's benefits. this is not an issue just fact.

That's how the system works. She can very easily provide herself with an income from her assets - her flat.
If you think this is wrong, would you be happy if I owned a £5milion flat and the governement kindly used the tax that you pay to provide me with an income?

margaretclare

elyag wrote: »

Sorry for your frustration, maybe just don't read posts then. I guess a lot of parents aren't internet savvy and don't know how to get information themselves and that's why their kids go looking for advice on their behalf.

as stated, mum has no income because anything she would be entitled to would be deducted from her partner's benefits. this is not an issue just fact.

I repeat. If she is retired she is entitled to retirement pension. This is hers, in her own right, nothing to do with her partner's benefits. https://www.gov.uk/state-pension/what-youll-get

It's possible to find out all this without the internet.