Pay off as much as you can in 2013 challenge

ChocaholicHandbagQueen

Hi can you please put me down for another £30 which brings my total so far to £466.94. I'm No 63. Thank you and Happy New Year :beer:

skaps

Please add me to the list

Have £2590 to pay off in debt

trying_hard

rising_from_the_ashes wrote: »

Sorry folks .... been having a think and not sure that this challenge is going to work for my OD

Really like the idea of it - but there's no minimum payment and I won't (very often) be making additional payments to it - it's really just trying to make cuts and reduce it by not taking money out each month

I love reading about the payments people are making but it's also making me a bit depressed as my total's not changing

So .... thinking I may have to withdraw - or just hover in the background and post a total at the end of the year (but to me, that really defeats the object of a challenge as it's the support you get that spurs you on to succeed :T)

Not sure if there's another challenge that's better suited to clearing an OD (much harder than clearing the c/cards!) so any suggestions welcome!:)

I am going to update monthly, some people do theirs daily/weekly or monthly. The only thing I can suggest is splitting your OD into 12 'slices' and then aim each month to pay a slice off (does that make sense?) I am splitting my debt into 12 so I have mini targets. hope this helps a little.:)

rising_from_the_ashes

trying_hard wrote: »

I am going to update monthly, some people do theirs daily/weekly or monthly. The only thing I can suggest is splitting your OD into 12 'slices' and then aim each month to pay a slice off (does that make sense?) I am splitting my debt into 12 so I have mini targets. hope this helps a little.:)

mmmm that's an idea trying hard ... will keep going for now thanks and will keep reading & try not to let it get me down!

Happytogetdebtfree

That sounds like a really good idea for the overdraft x Do whats comfortable for you x

svb53

Ok, made minimum payments plus a couple of extra. New total for me so far is £266.56 / £7500

Want-To-Fit-In

Due to a bonus from OH work we have cleared more than I thought so can I change my target to £6000 Please

So I'm at £3095.55/£6000

tylersbabe

Opps posted on wrong thread sorry

welshdreamer71

Another £5 off my total PAD in today so this makes £51.92/£671.92 trickling away x

itsa

Hi everyone. Well done on all the payments.

Yesterday I paid off a small debt so total now

£350/£17,234.00

itsa (no 80) x