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Pay off as much as you can in 2013 challenge

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Comments

  • ChocaholicHandbagQueen
    ChocaholicHandbagQueen Posts: 129 Forumite
    Hi can you please put me down for another £30 which brings my total so far to £466.94. I'm No 63. Thank you and Happy New Year :beer:
    Next £0.00 Aqua £470.00
    Debenhams £1,228.14 Nationwide £2,783.91
    Halifax £3,198.36

    POAMAYC in 2013 #63 £912.48/£6,000
    "It does not matter how slowly you go so long as you do not stop" Confucius
  • skaps
    skaps Posts: 2,255 Forumite
    Please add me to the list

    Have £2590 to pay off in debt
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • trying_hard
    trying_hard Posts: 449 Forumite
    Debt-free and Proud!
    rising_from_the_ashes wrote: »
    Sorry folks .... been having a think and not sure that this challenge is going to work for my OD :(

    Really like the idea of it - but there's no minimum payment and I won't (very often) be making additional payments to it - it's really just trying to make cuts and reduce it by not taking money out each month :(

    I love reading about the payments people are making but it's also making me a bit depressed as my total's not changing :o

    So .... thinking I may have to withdraw - or just hover in the background and post a total at the end of the year (but to me, that really defeats the object of a challenge as it's the support you get that spurs you on to succeed :T)

    Not sure if there's another challenge that's better suited to clearing an OD (much harder than clearing the c/cards!) so any suggestions welcome!:)

    I am going to update monthly, some people do theirs daily/weekly or monthly. The only thing I can suggest is splitting your OD into 12 'slices' and then aim each month to pay a slice off (does that make sense?) I am splitting my debt into 12 so I have mini targets. hope this helps a little.:)
    8 years of being on a DMP finished 3/3/14
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    trying_hard wrote: »
    I am going to update monthly, some people do theirs daily/weekly or monthly. The only thing I can suggest is splitting your OD into 12 'slices' and then aim each month to pay a slice off (does that make sense?) I am splitting my debt into 12 so I have mini targets. hope this helps a little.:)

    mmmm that's an idea trying hard ... will keep going for now :o thanks and will keep reading & try not to let it get me down!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    That sounds like a really good idea for the overdraft :) x Do whats comfortable for you :) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • svb53
    svb53 Posts: 214 Forumite
    Ok, made minimum payments plus a couple of extra. New total for me so far is £266.56 / £7500
    LBM 27/12/14.
    January Ebay and Amazon aim: £500. £22/£500 January weight loss aim 10lb. 0/10.
    1 debt vs 100 days challenge £22/£500 by 7th April.
    Nsd January aim 20. PAD starting 29/12/14 £2
  • Want-To-Fit-In
    Want-To-Fit-In Posts: 147 Forumite
    Due to a bonus from OH work we have cleared more than I thought so can I change my target to £6000 Please :)

    So I'm at £3095.55/£6000
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • tylersbabe
    tylersbabe Posts: 309 Forumite
    edited 30 December 2012 at 12:44AM
    Opps posted on wrong thread sorry
    Mortgage Owed: Sept 14 - £107398.20
  • welshdreamer71
    welshdreamer71 Posts: 279 Forumite
    Another £5 off my total PAD in today so this makes £51.92/£671.92 trickling away x
    2 week 5:2=5.5lb off.
  • itsa
    itsa Posts: 49 Forumite
    Hi everyone. Well done on all the payments.

    Yesterday I paid off a small debt so total now

    £350/£17,234.00

    itsa (no 80) x
    Positive steps every day:j
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