Pay off as much as you can in 2013 challenge

nannygladys

Cant wait to get started on 2013 challange, I am paid tomorrow and have enough money in my purse and food in my cupboards, and fuel in the car to last until the January payday, well thats what I hope, so I will do figures tomorrow on OD reduction and post them up, just wanted to say hello really:)
Jxx

Happytogetdebtfree

Hello nanny, look forward to seeing your updates . I will start udating my signiture in january ive got no more payments to make towards 2012 payments

debtfreeme2015

£538.30 minimum payment paid today so new total paid to loan is 1056.80/10,513.50

DedicatedDFW

Hi All,

I'm starting on this challenge now as I've declared my figures on the 2012 thread and in line with my new thread and sig want to start on this new challenge now:

£501.17 / £15,000 3.34%

Good Luck on this challenge everyone !!!

Aria`s_Tail

Hi, can I join this challenge please.
2013 is the year I really want to get shot of mr Barclaycard as it is a whopping 34.9% APR. Gonna be tough but please put me down for £9900 :eek:

welshdreamer71

Another £5.00 PAD so that makes it £479/£2863 ....

Happytogetdebtfree

Can I change my target to £17726.07 :-) Thankyou xx

StressedSteph

Well end of December and I have paid off £1058 off of my 8.5k target.

If I managed to stick to that amount then I will pay off over 12K next year but I am sure life will get in the way of such a fantastic amount.

Can't wait to get on with 2013. xx

welshdreamer71

Another £35 off my total PAD in today so this makes £46.92/£671.92 trickling away x

rising_from_the_ashes

Sorry folks .... been having a think and not sure that this challenge is going to work for my OD

Really like the idea of it - but there's no minimum payment and I won't (very often) be making additional payments to it - it's really just trying to make cuts and reduce it by not taking money out each month

I love reading about the payments people are making but it's also making me a bit depressed as my total's not changing

So .... thinking I may have to withdraw - or just hover in the background and post a total at the end of the year (but to me, that really defeats the object of a challenge as it's the support you get that spurs you on to succeed :T)

Not sure if there's another challenge that's better suited to clearing an OD (much harder than clearing the c/cards!) so any suggestions welcome!:)