Pay off as much as you can in 2013 challenge

Redouble

welshdreamer71 wrote: »

Another PAD £5.50 which takes it upto £467/£2863 x

May I ask what PAD stands for? It's my first time in this challenge

AmeliaDebtFreelia

Mrs_Toast wrote: »

Another £1.72 so new total is £47.55/£4808. I have just started using the 'save the change' function from Lloyds TSB so hopefully that should help me pay off this debt. Every penny helps :j

I recently started using this too...it soon adds up and you don't notice it missing!!

AmeliaDebtFreelia

itsa wrote: »

Hi all, made my first payment today

#80 £220

Entered it in the snowball calculator and it knocked a month off my DFD. Aslo rejigged budget and put extra payments into snowball calculator and another month gone. Hope it carries on at this rate

Merry christmas everyone :xmassmile

I've done the same and with Christmas overtime wages next month I can knock an extra 4 months off! I love the snowball calculator

NewLeaf_2

65: NewLeaf - £140.00 / £15,000.00

yukkibear

Hope everyone had a lovely Christmas. It was payday for me on xmas eve and I did some overtime so have £47.45 to add

£152.95 / £8,386.20

svb53

Hi. I'd like to join too please. I'll be aiming for £7500 in 2013

debtfreeme2015

HI all have made a small payment of £3 so new total is 518.50/10,513.50 Number 47 (sorry can not make figure bigger for some reason) normall payment goes out tomorrow so hopefully total owing will drop a bit more although i have realised i will have to pay more than my target as forgot this does not include intrest payments so i may not make it to be debt free by the end of 2013 :mad:

welshdreamer71

Morning all another small payment of £5 so £474/£2863 I dont think this is a true sum as ive added on £250 as extras for christmas and as ive gone nowhere near that it must be less I think ive only added £25 school uniform on so will check end of month and recalculate for the year starting...

dreamingofmoney

Good Morning All

I have just come across this thread, and deffo think this will help me this year to get my debt under £20k, this will be a major acheivement, anything else will be a bonus, so could i please set my 2013 target at £7500 to clear, i will update as my DD's are out.

Many Thanks for all your future help and inspiration.

Dreamer

PaulieDoodle

Morning All :wave:

I hope everyone had a very Merry Christmas.

No updates from me as yet, eagerly awaiting payday on the 31st!
I have made a spreadsheet though with my debt free plan to keep up the momentum!

I have also switched my mobile contract and pet insurance, lower tarriffs and Quidco cashback £££££!

Feeling positive about the challenge :T