Whats your S&S ISA Portfolio? (Winners and Losers)

JohnRo

One thing I'm noticing is that most people listing portfolios here seem to have less than half as many funds/vehicles as me. Is their anything fundamentally wrong with having 20 or 30 funds or is it always better to try and consolidate?

ColdIron

The problem I would have with 30 funds is that with, say, only 2 core funds of just 10% each the others would be on average too small to have any noticeable influence on your portfolio

JohnRo

My core holdings are about 10 or so index trackers covering all regions. I then have several smaller company funds in most regions, a small number of bond funds in different flavours and some specialist sector funds.
https://forums.moneysavingexpert.com/discussion/4186651

ColdIron

It certainly looks a well thought out portfolio and not a collection of impulse buys For my part, only having a little brain, I'd find it too much to keep a handle on. I'm not a passive investor so I suppose I also go with the philosophy or objective of the fund manager and too much diversification would tend dilute that. Horses for courses I guess

srcandas

Just to add my actively managed is at the moment:

30% : Trojan I Acc

16% : Aberdeen Emerging Markets Bond A Acc
5% : Investec Emerging Markets Local Currency Debt A Acc GBP
3% : ACPI India Fixed Income UCITS Class C1 GBP Acc

5% : Threadneedle China Opportunities Ret GBP
5% : Henderson China Opportunities A Acc
5% : Invesco Perp Asian Acc
7% : Schroder Small Cap Discovery A Acc
6% : Fidelity Indonesia A Income

4% : Oceanic Australian Natural Resources GBP

2% : Invesco Perp High Income Acc2
4% : BP
4% : Severn Trent
4% : GlaxoSmithKline

Looking to add Unilever and JM Finn Africa at the 3 to 4% level.
And watching to move good gains on EM Debt and China Opps to Troy if a downturn comes.
Indonesia is 6% based on input from Indonesian friends although I should have stuck with Thailand so far

I'm happy enough :beer:

Doshwaster

Only 5 funds for me but I'm looking to grow this to about 10 to get some more diversification.

[B]Stock name		%Weight		up/down[/B]
HSBC FTSE 250 Index		28.80%		18.40%
Jupiter India			22.60%		6.40%
Aberdeen Emerging Markets 	21.50%		20%
M&G Global Basics 		15.80%		-0.50%
BlackRock Gold & General	11.40%		-20%

Apart from the Gold and General (which I bought mostly at a high), I'm very happy with the overall performance.

blizeH

Very interesting to see what everyone is investing in. For someone who frankly knows very little about this (ie nothing) would I be better off trying to learn where to invest, or should I stick to a safer, easier option like the Vanguard 80%?

Thanks

JohnRo

blizeH wrote: »

option like the Vanguard 80%?

You could do a lot worse, it's a sensible choice imho, which is a bit rich coming from me when you see the bloated expanse of funds I currently hold.. though I like to kid myself there is method in the madness.

Linton

blizeH wrote: »

Very interesting to see what everyone is investing in. For someone who frankly knows very little about this (ie nothing) would I be better off trying to learn where to invest, or should I stick to a safer, easier option like the Vanguard 80%?

Thanks

You should learn where to invest and then you will be able to judge whether a Vanguard 80% really is a safer option than some other one. In the meantime it is sensible to go for something broadly based and balanced like the Vanguard fund. However as its 80% shares dont be upset if its value fluctuates quite a bit.

NPowerUser

Doshwaster wrote: »

Only 5 funds for me but I'm looking to grow this to about 10 to get some more diversification.

[B]Stock name		%Weight		up/down[/B]
HSBC FTSE 250 Index		28.80%		18.40%
Jupiter India			22.60%		6.40%
Aberdeen Emerging Markets 	21.50%		20%
M&G Global Basics 		15.80%		-0.50%
BlackRock Gold & General	11.40%		-20%

Apart from the Gold and General (which I bought mostly at a high), I'm very happy with the overall performance.

Any more thoughts on BlackRock Gold & General?

Down 1.24% in 1 month, Down 10.35% in 3 months, Down 15.92% in 1 year and Up 13.97% in 3 years, which is pretty awful considering what has happened to the price of gold in recent years.

Yet a lame duck POTUS, America kicking the fiscal cliff issues down the road at the end of Feb (no doubt going to look at it again sometime again later this year), Obama wanting to raise the debt ceiling even higher, I get the gut feeling it doesn't look great for the worlds economy in the short term.

Japan are going to start printing money like there is no tomorrow and Europe looks pretty sick apart from Germany and the Germans are looking to start repatriating their gold.

I like to think this fund had been a bit of a dog but surely if things start to turn bad things might start to look up for this fund?

Peoples thoughts?