Whats your S&S ISA Portfolio? (Winners and Losers)

srcandas

Linton wrote: »

People buy EM equity funds in the hope of large returns, which by and large have been achieved over the past 10 years. Certainly much better returns then you would get from a bond fund.

Linton I think your point about what is an EM equity fund is very well stated. How Samsung can be EM equity I am totally amazed.

But you say "a bond fund" but if you look at Aberdeen EM debt and Aberdeen Equity you can see that over the last couple of years the 'bond fund' has done rather well

Interesting point you make on Russia oil. But quite how you characterise Russia I guess is very difficult. Just grateful I don't have to live there

Linton

srcandas wrote: »

Linton I think your point about what is an EM equity fund is very well stated. How Samsung can be EM equity I am totally amazed.

But you say "a bond fund" but if you look at Aberdeen EM debt and Aberdeen Equity you can see that over the last couple of years the 'bond fund' has done rather well

Interesting point you make on Russia oil. But quite how you characterise Russia I guess is very difficult. Just grateful I don't have to live there

The past couple of years have been unusual in that bonds in general have performed extremely well, much better than equities. EM bonds dont seem to have performed very differently to other medium risk bonds. Taking the longer term a quick calculation shows me that over the past 10 years Aberdeen EM Equity has provided an average 20% annual return, much better than Aberdeen EM bonds have done in the past 1.5 years since the fund was started despite it being as I say an unusually good year for bonds.

I am not saying that EM Bonds is a bad investment, I hold some myself. But it does need to be seen as a bond fund.

Daniel_Elkington

Winners (top 5):

Smiths News + 33%
Barclays + 26%
Standard Chartered + 22%
Virgin Media + 19%
Lloyds 9 5/8% 06/04/23 + 17%

Losers (bottom 5):

Shaft Sinkers - 46%
First Group - 12%
GlaxoSmithKline - 10%
Lamprell - 8%
G4S - 2%

These are for the periods I held them. I still hold GSK and Shaft Sinkers.

I'm holding Shaft Sinkers as they were a punt in the first place and it doesn't matter whether I lose money on them or not. They represent a small part of the portfolio and turned out to be a bit of a looser, crystallising that loss wouldn't help.

First Group I tried to get on the back of them winning the contract and screwed up the timing. Same with Lamprell and G4S, screwed up timing with them.

GSK are a dividend play, their value is essentially irrelevant to me.

Smiths got some news and I timed it well, same with Barclays, Stan Chartered and Virgin, I've closed out of them all now. The only one I still hold is the bond as I bought it for about about £108.80 and it's now worth £125.73 each, but mathematically would yield well from when I bought it.

In summary +18% ytd.

I don't have many collectives, I have the baronsmead VCT but that is because it is a VCT and I can't be arsed to research smaller companies.

YoungSaver20

I'm not even sure how much is in my S & S ISA but the ISA is managed for me in a cautious funds account.

I think I have invested around £3,800 in total and the value is £4,100 (I should find out soon as they send a statement twice a year). It has been all over the place, I started on £350 a month, then down to £100, then down to £20 a month but about six months ago it went back up to £150 a month.

So £300 for 2.5 years, I guess that is around 3.1 %, not what I was hoping for but better than the Cash ISA interest rate.

Forever

I have:

- CF Ruffer Total Return Fund O 33%
- M&G Optimal Income 33%

- Investec Emerging Market Debt 6.6%
- Threadneedle Emerging Market Bond 6.6%

- M&G Global Dividend 6.6%

- Newton Asian Income 6.6%
- Shroder Asian Income 6.6%

I only started investing this summer and these are all currently up making a total increase of 2.57% at present.

I have also stopped paying into my account until my current S&S provider, H&L, advise of their new fee structure in the Near Year so that it won't be a huge financial burden if I need to cash in on my current S&S and go elsewhere.

Otherwise, I am still happy with my selection. It took me long enough to investigate it all...

john0

I only started my S+S Isa around june this year, Currently I have

Sports Direct
Tangiers Petroleum
Centamin PLC
Exillion Energy PLC

Total £6290, could have been more, could have been less but happy enough over all, plus a very good learning curve.

jimjames

YoungSaver20 wrote: »

I'm not even sure how much is in my S & S ISA but the ISA is managed for me in a cautious funds account.

I think I have invested around £3,800 in total and the value is £4,100 (I should find out soon as they send a statement twice a year). It has been all over the place, I started on £350 a month, then down to £100, then down to £20 a month but about six months ago it went back up to £150 a month.

So £300 for 2.5 years, I guess that is around 3.1 %, not what I was hoping for but better than the Cash ISA interest rate.

Remember that you didnt have the whole amount invested for 2.5 years so the actual return in % terms is much higher but this is still a very short timescale for investing.

Your example also perfectly demonstrates the flexibility of an ISA that you can change payments at will compared to endowments or other fixed savings plans that tie you into payments at certain amounts for lengths of time.

vectistim

I'll play as well:
Newton Asian Income
First State Global Emerging Markets
Franklin Templeton UK Mid Cap
Marlborough UK Micro Cap
Schroder Managed Balanced

Pretty much 20% each, being drip-fed each month
To me that's a fairly agressive set with the Asia and Emerging Markets bit and then the UK smaller companies, although there's a bit of sanity with the Schroder fund.
But this is only the ISA bit, which I'll allow to have more excitement than everything else (which a proper portfolio manager would say is overweight in property).

Jegersmart

My current ISA which started on 11th April is up 7.9% so far.

It consists of Fidelity Moneybuilder Income, M&G Optimal Income and Newton Asian Income.

I tend to be a bit less aggressive with ISA's than other types of investments. I am reducing bonds further into 2013 though, so this will also be reflected across the board in ISA's as it has already been (largely) done in SIPP's and other fund accounts.

J

Any

Invesco Perpetual High income 25%
Investec UK Smaller Companies 25%
Threadneedle American Extended Alpha 25%
UBS Emerging markets equity income class A 25%
Those are in ISA and not doing much, but I only started ISA 7 months ago. Overall currently up 0.3%!!

I also have some money in L&G UK All companies tracker (up on average 8% since around March)
M&G High Yield Corporate Bond class X (up 8.5%)
M&G Strategic Corporate Bond class X (up 5%)

I am going to move these into my ISA next month, I need to set up SO well in advance for it to take effect.