We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Moooving on up!
Options
Comments
-
I'd have to sledge to the gym today!Emergency savings: £0 saved / £4000 target0
-
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Ah, gym membership! I sort of stopped going in November on account of me being too busy, then it was Christmas, then...well, that's where the excuses stop! I must get back into it as well!
I will if you will!0 -
Siouxsie32 wrote: »Ah, gym membership! I sort of stopped going in November on account of me being too busy, then it was Christmas, then...well, that's where the excuses stop! I must get back into it as well!
I will if you will!.0 -
Still no money spent, although its chilly here and a cup of tea is looking appealing!
I feel like I'll have to go back to the gym this week now with you all watching0 -
Still no money spent, although its chilly here and a cup of tea is looking appealing!
I feel like I'll have to go back to the gym this week now with you all watching
I have an exercise bike and was planning on doing The Coronation Street Diet, but I still haven't got round to it...you'll have to [STRIKE]bully[/STRIKE] encourage me to do it!Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
I managed to keep yesterday as a NSD despite the temptation of tea from the canteen at work. I have a loyalty card which only needs one more stamp to net me a free cuppa, so I might get one tomorrow and then use my freebie on Friday. I am going to have to buy stamps today (BAH!) so will have to keep pennies for that as they're now eye-wateringly expensive - especially as I'm nowhere near the post office today and will have to buy a book of four.
I didn't go to the gym (not that I'm surprised!) but did a lot of wandering about the office and managed to rack up one activity point on my pedometer so I'm at least keeping a bit active.
My credit card has been returned to zero with the money I have been putting aside for spends I've made, and I should only need one trip to the supermarket before Friday. I haven't done a mealplan but only because I'm waiting for some folk to get back to me about planned outings!0 -
Money spent:
£2.76 on four large letter stamps. *muttermutter*
£5.00 on the book club at the office - I'm getting a ten book set for that - cheaper even than Kindle
380 Advantage points spent on hairspray and three packets of popcorn to sneak in to the pictures tomorrow
£5.45 at Morrisons - food for dinner tomorrow, fruit for packed lunches and so on.
Hurry up, Friday!
0 -
Mmm, popcorn!
Enjoy the cinema...I wanna go, too!
Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
Bills account - £391.32 (reduction due to mobile bill)
Food account - £31.83 (increase due to arrival of Amazon money) Won't be using all of this, and am hoping to start building a surplus up for future bulk-shopping needs!
Purse - £1.98
The last Friday of the month is this Friday, so adding my usual £136 will take the bills account to £527.32. Before the end of the month the mortgage, power and home insurance debits will come out, leaving me with a remainder of £245.93 to start the month with. That's just over half the total of my normal monthly bills, and next month is a council tax free month, so I'm starting off pretty well.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards