Moooving on up!

girlatplay

mooomin wrote: »

I'm thinking of ordering some Pizza Express vouchers with my Tesco points so I can eat cheaply while I'm there too!

Oooh I LOVE Pizza Express

mooomin

Following the example set by one Housework*Fairy, I'm going to try keeping a spending diary for a while and see if it helps me figure out where my money is going!

Position this morning

In the bank - £50
Withdrawn on payday - £15

Position now

In the bank - £20.49 :eek:
Cash in purse - £9.74

Where did it go?!

Bank money:

£1.89 in Boots (Shampoo)
£7.19 in Morrisons
£20.43 in Aldi

Were these necessary spends? Well, mostly. I took advantage of some offers in Morrisons (low fat cheese and cereal bars) and treated Mr Mooo to brioche and danish (£1.99 total). I have enough food in for lunches now and just have to do a mealplan to use up the stuff in the freezer.

Cash money:

Boots - £3 (Water and popcorn for the cinema! Popcorn was on 3 for 2 as well, so I got one, my friend got one and there's one in the cupboard for the future!)
Fat Club food - 50p (Used a voucher to get £1 off)
Lunch with a friend - £2.63

I have 87p more in my purse than I should, but I think that's change I had in there anyway before payday. It's quite scary though that I only have £30.23 for the rest of the week to cover all food/socialising and fun things. Yikes.

Hopefully I'll come on every night and update you on what I'm doing. It won't be interesting but it should keep me on the right track

rising_from_the_ashes

Grrrrr just typed a post and lost it - really must figure out what I'm doing on the keyboard as it keeps happening :mad:

Anyway ... just to say that I've re-started my spending diary as I have disappearing money too :eek:

I've been faithfully recording every spend on the sheet at the front of my fab new organiser (all HM & courtesy of the household diary thread :T) ..... but ... and this is a bit of an issue .... I'm too scared to add all the spends up

mooomin

rising_from_the_ashes wrote: »

I've been faithfully recording every spend on the sheet at the front of my fab new organiser (all HM & courtesy of the household diary thread :T) ..... but ... and this is a bit of an issue .... I'm too scared to add all the spends up

:rotfl::rotfl::rotfl:

We're as bad as each other...!

I was good in two ways today. I was meant to meet a friend for tea and cake today after Fat Club. However, as I have mainly been enjoying cake this week and the scales showed my misdeeds VERY clearly I cancelled which has saved me Fat Points and money. Our favoured tea emporium is in the centre of town and, while lovely, is very expensive. Last time we were there I had a posh toastie, a bit of cake and two pots of tea and it was £15 (plus tip!!) Nice for a treat but I can't afford it weekly. Especially considering that I got egg & chips and a pot of tea for under £3 in Morrisons with a different friend instead...:D (13 Fat Points from my allowance of 26 and had it at five o'clock so had crumpets for dinner and am within daily allowance!) :A

Housework*Fairy

mooomin wrote: »

Following the example set by one Housework*Fairy, I'm going to try keeping a spending diary for a while and see if it helps me figure out where my money is going!

Position this morning

In the bank - £50
Withdrawn on payday - £15

Position now

In the bank - £20.49 :eek:
Cash in purse - £9.74

Where did it go?!

Bank money:

£1.89 in Boots (Shampoo)
£7.19 in Morrisons
£20.43 in Aldi

Were these necessary spends? Well, mostly. I took advantage of some offers in Morrisons (low fat cheese and cereal bars) and treated Mr Mooo to brioche and danish (£1.99 total). I have enough food in for lunches now and just have to do a mealplan to use up the stuff in the freezer.

Cash money:

Boots - £3 (Water and popcorn for the cinema! Popcorn was on 3 for 2 as well, so I got one, my friend got one and there's one in the cupboard for the future!)
Fat Club food - 50p (Used a voucher to get £1 off)
Lunch with a friend - £2.63

I have 87p more in my purse than I should, but I think that's change I had in there anyway before payday. It's quite scary though that I only have £30.23 for the rest of the week to cover all food/socialising and fun things. Yikes.

Hopefully I'll come on every night and update you on what I'm doing. It won't be interesting but it should keep me on the right track

YE GADS! I GOT A NAME CHECK :j

It does help me immensely.

Is the £30 including travel? If you're sorted for food and transport it's okay. I know there's nothing that anyone can say to give you any frugal ideas, so it'll just take a bit of willpower to get through the week, but I have faith in you and know you will do it xx

mooomin

Housework*Fairy wrote: »

Is the £30 including travel? If you're sorted for food and transport it's okay. I know there's nothing that anyone can say to give you any frugal ideas, so it'll just take a bit of willpower to get through the week, but I have faith in you and know you will do it xx

£30 doesn't have to account for travel as I gave in to my thoughts of finding another job and just got a four week bus pass. It expires the day I go to London for my weekend away which is handy

The remaining £20 for food should be plenty (I don't want to spend more than £50 per week, ideally a lot less) but things seem to be most expensive :mad:

I have a small moneysaving plan though - Mr Mooo is getting told that as of tomorrow he buys his own milk and bread. I don't really use bread now that Fat Club has arrived, and he favours ghastly Warburtons (not ghastly in taste but in price!) and I drink one cup of tea to his 20 a day That'll save me about £7-8 a week if he goes for it!

tomtombeanie

Morning! Not sure if you are fussy about tea bags in your house, but another thread suggested that sainsburys basics tea bags (at about 28p for 80!) are nice - I bought some last week and...they are! I have downgraded from pg tips to asda's own to aldi's red box ones over the past year or so, and find that it sometimes takes a few days to get used to the new flavour but as a previous tea snob, I will now be basics all the way for tea

Do you have a breadmaker for mr f? My family is the same - they want warbies toastie loaf at £1 a go. I buy a WW danish loaf about twice a month and stick it in the freezer for me. I try to limit toastie to 1 load per week, have started encouraging smart price crumpets as a good breakfast choice

Xx ttb

mooomin

tomtombeanie wrote: »

Morning! Not sure if you are fussy about tea bags in your house, but another thread suggested that sainsburys basics tea bags (at about 28p for 80!) are nice - I bought some last week and...they are! I have downgraded from pg tips to asda's own to aldi's red box ones over the past year or so, and find that it sometimes takes a few days to get used to the new flavour but as a previous tea snob, I will now be basics all the way for tea

Do you have a breadmaker for mr f? My family is the same - they want warbies toastie loaf at £1 a go. I buy a WW danish loaf about twice a month and stick it in the freezer for me. I try to limit toastie to 1 load per week, have started encouraging smart price crumpets as a good breakfast choice

I'm not hugely fussy about teabags and I normally wait until there's a decent deal on in Costco and buy them in bags of 1000 or more - Mr Mooo drinks a LOT of tea so it works out relatively cheaply compared to the brand name prices in the supermarket. We tried cheaper brands previously and it didn't really work for us (he complained!). If I had my way/more money I would only drink Twinings English Breakfast

I borrowed a breadmaker a while ago to see if that would save us money, but it just cluttered up a cupboard I'm too lazy to remember to use it, and know that Himself wouldn't make his own bread. I'm an advocate of crumpets for breakfast though (just about to pop some in the toaster) and was pleasantly surprised to find that Smart Price ones weren't awful. They do tend to reduce posh ones in our local supermarket quite frequently though so I normally have a decent supply in the freezer

mooomin

Spending today:

New trainers - £21.99 (RRP £74.99 :eek:)

I used a 10% off code to make them £18 instead of £20, but postage was £3.99. Still the cheapest I've found them by a mile!

I had £3.66 credit in Paypal, so the total cost to me directly was £18.33. I'm waiting for £14.69 to come from Amazon, so that means I only have to pay £3.64 of my own money, and I think I'm due Quidco soon, so that makes them free

mooomin

No spending planned today (although when did that ever stop me?!).

The only thing to have come out of my account is my gym membership - which I must start using again - and so I'm planning my first NSD in a long time.

Will report back later