Go Lily Go - Paying off the mortgage

lilyp

ps - I just used the card checker and I have 0% chance of getting a credit card.:rotfl:I have a long way to go before I am credit worthy again. Thank goodness I still have a Barclaycard to rebuild it all.

lilyp

Washing machine here! A bit weird on arrival. The delivery guys were a bit odd. One went to use the bathroom and took ages. I swear he flushed the loo twice and I could hear a lot of water running. Still its here and quietly chugging its way through a cleaning cycle before it tackles the mountain of laundry I have waiting for it.:j

HelenDaveKids

Perhaps he needed a poo and it wouldn't flush.

lilyp

Hehe perhaps although our loo is usually pretty good at flushing everything first go :rotfl:

Washing machine doing its first load now. I was so excited I took the instruction manual to read in the bath this afternoon.

BF down the pub leaving me in peace to do a mammoth Ebay upload. Just cooking my tea before I start.

lilyp

Ooh forgot I made a payment into the savings pot today - a precise £31.72 from Ebay profit.

I have also started a little fun project to show BF how much change he loses. BF refuses to carry a wallet. he just shoves everything into his pockets and I am always finding change on the floor around the house. I dread to think how much he loses when hes out and about. So now everytime I find some coins he has dropped I am putting it in a savings pot and lets see how much I have a few months time. Todays pickings were 30p from the bedroom floor

andrea_louise

lilyp wrote: »

I have also started a little fun project to show BF how much change he loses. BF refuses to carry a wallet. he just shoves everything into his pockets and I am always finding change on the floor around the house. I dread to think how much he loses when hes out and about. So now everytime I find some coins he has dropped I am putting it in a savings pot and lets see how much I have a few months time. Todays pickings were 30p from the bedroom floor

Ah, I used to do that when I lived with my ex! I used to call it my pocket money! Rofl but it did allow me to finish off the new bathroom we were in the process of doing when we had split up! :rotfl: xx It paid for the lot, mind you if he had been to the pub I used to take a note too, so we were equal! Xx

andrea_louise

lilyp wrote: »

ps - I just used the card checker and I have 0% chance of getting a credit card.:rotfl:I have a long way to go before I am credit worthy again. Thank goodness I still have a Barclaycard to rebuild it all.

It will take time Lily, keep making the payments and in a few years time you will have a 100% chance of a 0% card. Had an odd one through the post yesterday! I took nationwide to the financial ombudsman when I was in the mire, because the mppi didn't pay out. Fos upheld their decision :mad:

Letter from nationwide said we want to look at this again? Please fill in this form and we will respond in 8 weeks??? Would have been nice if they had processed and approved it, when I needed it, but if it does happen, it will be a nice bonus overpayment on the mortgage. :j

andrea_louise

Eek, scared! My MFW diary is up! Hope I did it right? Xx

lilyp

You did great and I cant wait to read it :T

Not a very exciting couple of days. My poor bank account still looks a bit pathetic but my grandma gave me her tax dodging (legal I hope) £200 that appears in all her grandkids accounts a couple of times a year. She gets really upset when we don't use it sensibly (my cousin tends to buy Hello Kitties for his girlfriends collection:rotfl:) so I am top grandchild by being a good girl and transferring it straight into my OP pot.

Ebay also doing well. Just set up a google spreadsheet to keep track of my profits as Excel and my laptop were not getting on. Ive made £60 or so profit in a few weeks so more going into the OP pot very soon:j

gallygirl

lilyp wrote: »

my grandma gave me her tax dodging (legal I hope) £200 that appears in all her grandkids accounts a couple of times a year. She gets really upset when we don't use it sensibly (my cousin tends to buy Hello Kitties for his girlfriends collection:rotfl:) so I am top grandchild by being a good girl and transferring it straight into my OP pot.

To be fair, doesn't sound as though you have much competition :rotfl: