Go Lily Go - Paying off the mortgage

andrea_louise

Hope the eBay payments come in quickly, the spreadsheet is looking healthy, enjoy your day off!

And very well done on your March Payments!!

lilyp

Thanks Andi - Ebay did well tonight and I have a little bit of overtime to pop in so should be a healthy month for the pot. I sometimes get despondent reading other peoples diaries and it seems they are easily able to op £1000s and I struggle just to find a few hundred pounds each month but I have to start somewhere and this month has showed me that with a bit of effort I can do quite well

Spent £30 in Sainsburys today. Half of it was cat food, a quarter a pair of work trousers as they had 25% off TU and the rest was supper (cheesy baked potatoes with salad - bad Vegan!) Usually I would buy BF some ham to go with salad but I decided not to as I hate buying meat at all but especially in a supermarket and it always adds £3 to the shopping. He didn't seem to notice

Night night everyone xx

lilyp

:j:T:beer::money::D:rotfl::)

So excited to have not only saved over £500 this month but also that tomorrow I should have another hundred or so to put in the pot too. What it effectively means is that I managed to raise £500 on my own and grandmothers extra money is the cherry on top. Thrilled!

Had a very good Ebay month - I think people are cooped up because of the snow and bored so are spending more. Desperately waiting for next FLW as it makes such a difference to the profits.

A NSD because I was working. Have a ton of parcels to post before work tomorrow. Grumpy post office lady is going to love me :rotfl:

andrea_louise

Yayyyyyyyy! Well done!!!

I know what you mean about post office employees, my local post office closed down, and I have a choice of four, the main post office, which due to the ticketing system takes half an hour to get served.

One on the "rough side of town" where you can't get through the door at 9am, for women in their pyjamas and slippers.

The other two post offices are great though!

lilyp

:rotfl:sounds the same as here. Our one in town is horrendous - queues out the door all day and badly trained staff. Thankfully we have one down the road which is on my walk to work. This also means no petrol which is a cost I am starting to factor in every time we use the car.

Another £35 in this morning from my overtime last week. I thought it would be more than that but tax man seems to have taken the rest Maybe he will send me a nice rebate instead

lilyp

Another £85 from Ebay profits :jThat takes the pot to over £2000!!!!!!!!!!!!!!!:T

I wish that the remaining people would pay. Also realise that if they don't pay until after Saturday will have to pay new RM prices and I wont be able to charge them extra :mad: But still such an amazing month and its not done yet:D:rotfl::j:beer:

lilyp

Morning,

Have been sending begging letters to Ebayers asking them to pay me so I can post stuff before the RM price hike. Two have responded which is good as they were 99p items I would have actually lost money on sending next week. Why is there, in every group of stuff listed, one or two slow payers or troublemakers? The only exception to the rule is when you accidentally list everything to end at the start of a few days when you have no time to post and pack and then they all pay immediately :rotfl:

I have decided that I want to be MF by the time I am 40 which is in 6 years. If I could get BF on board I think it would be a breeze but as he is being resistant to financial chat again I think I am on my own with it. How I am supposed to do this on a £21K wage while wanting 2 children and to go back to college I really don't know:eek::eek: but I am pretty determined so lets see how I far I get

if_at_first...

Hi there,

Looks like you are aiming pretty high! :T

Hope you achieve all your goals and I think you have a very contageous optimism - you certainly made me smile :j

edinburgher

2 children + children + MF + BF not on board (on £21k?)

I think you need to keep pestering BF. Not a sign of weakness, but you may need a bit of help with these goals

lilyp

Hi both :wave: thanks for stopping in.

I know that getting BF on board is my biggest challenge but I am working on him in small steps. He is much more on board than he was - he just needs to start seeing the benefits:T

Also I have a pretty good entrepreneurial spirit - I am thinking of ways to make the extra cash and low risk business ideas all the time. Although having been self employed for most of my life I do love my weekly pay cheque too.

My biggest problem is that we have no emergency fund and I really need to get the savings pot up to at least £5k before I can start seriously overpaying. That is step one.

£15 transfer from Ebay profits just in. over £700 for March.:j