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Go Lily Go - Paying off the mortgage

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Comments

  • lilyp
    lilyp Posts: 270 Forumite
    Just read last post back and think I thought I was emailing a friend. Cant believe I said the word shagging on here :eek: hope I didn't offend anyone. I am surprised that it wasn't edited.

    So anyway everything feels very up and down at the moment and I am finding it hard to grasp what I want out of life. Have decided I look fat and need to start exercising. Made grand claim I would run the marathon next year (one of my life goals). BF had to remind me we are trying for a baby. Now wondering if I do want to put off trying for a baby and run marathon and pay off more mortgage.

    Grrr my head is a rollercoaster with so many goals that do not compliment each other at all. Feel like Im going a bit daft in the head.

    Have resolved to look for another job, start running, keep saving and overpaying and keep shagging and see what happens.

    Ive probably definitely offended someone now. Im a liability.:rotfl:

    Goes to hide under duvet and calm manic brain. :o
  • You didn't offend me Lily!

    Check you out, your march and April overpayments are fantastic!

    Mine have gone down the pan due to pesky vets bills, with two poorly doggies!

    Back there (vets) in the morning at 9.50, going to have to hammer the Amex I think! Bout time the balance was £33 last month, and it's always PAID OFF, IN FULL!!!!
    ]Mortgage 1. At start £46,000, may 1996 jan 11 £27363.58 :mad: Dec 11 £25,289.00 December 12 £21,882.68
    june 2013, £[STRIKE]18,948 18,182[/STRIKE][/ September 13. Funds available to clear the darn thing! Yay! :j
  • lilyp
    lilyp Posts: 270 Forumite
    Hope the dogs are feeling better Andi. I usually have a cat bill at the most inconvenient time and then she miraculously recovers a day later. Plus we are now refusing to eat supermarket cat food and using our litter tray for the first time in 3 years (have worked out cat litter will cost at least £120 a year)

    Wouldn't be without em though :D
  • lilyp wrote: »
    Hope the dogs are feeling better soon.

    Wouldn't be without em though :D

    How true! These two were rescued almost 7 years ago.:j

    Turned my life upside down, but in a really good way! Merlin used to stand guard by Nathans pram, and be vocal if someone he didn't know dared to look! :D Henry Barker was just vocal anyway :rotfl:

    Then when Nathan started walking, I wasn't allowed Merlins lead. I was repeatedly informed 'Moomoo is mine' :T they have a great relationship. :j:j:j

    Fingers crossed they start improving after today's visit! :mad:
    ]Mortgage 1. At start £46,000, may 1996 jan 11 £27363.58 :mad: Dec 11 £25,289.00 December 12 £21,882.68
    june 2013, £[STRIKE]18,948 18,182[/STRIKE][/ September 13. Funds available to clear the darn thing! Yay! :j
  • lilyp
    lilyp Posts: 270 Forumite
    Oh life is such a rollercoaster at the moment.

    Came home from work yesterday in tears (again) and BF demanded I start looking for a new job. Trouble is im so unskilled and unqualified. The jobs I could do are all at the £18k mark and I would probably have to buy a car to do them. At the moment we don't share salaries and split the bills equally but if we still did that I would only have enough to pay my share of the bills and nothing else. He says health and happiness is worth more but I honestly don't think we can afford for me to take a paycut :(

    Another round of Ebay has finished so a bit more for the pot which I haven't paid in yet. Ofcourse I have the customary non payer plus the idiot from far away who has bid on a collection only item. Hoping this weekend is a FLW so I can relist all the non sellers.

    Moan moan doom and gloom:D
  • edinburgher
    edinburgher Posts: 14,100 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    He says health and happiness is worth more but I honestly don't think we can afford for me to take a paycut

    Sorry to hear you're having a tough time of it.

    I know exactly how you feel - I loathe my job and often feel panicked and borderline weepy (because people are being gits, or because I'm sitting there not quite sure what to do and feeling guilty as hell). The circumstances are possibly? even a little more restrictive, as I earn a bit more than my wife.

    I once remember when she had a job working in health information and she had a really stressful time of it, with a bullying boss and constant travelling. I said the same thing to her then that your BF has said to you (and I meant it). I'd take him at his word, you don't get many chances to step back from work without someone else helping out for a little while :beer:
  • Oh Lily,

    So sorry that your having such a tough time at work! Colleagues can be backstabbers at times, and bosses. (Don't get me started on that one!)

    What is the sick pay situation at work? Occupational or statutory? It seems like you could do with a visit to the doctors and some recuperation time.

    Is there anyone at work you could speak to about the problems? I know that when I was on site full time, one of the guys insisted on leaving, lets call them adult magazines, open in the bait cabin. I was mortified, and the more reaction he was getting the more he did it!

    This had a snowball reaction at home, didn't want to go out, didn't want to do shopping, just wanted to hide in the place I felt safe.

    I was telling a friend who lived in Scotland, whilst balling my eyes out! She made a suggestion. Well she made two! One was take photos and raise it with the line manager. The line manager was one of the ones who heckled when I walked into the bait cabin. So I raised it with the assistant director.

    The second thing I did, which was quite naughty, I bundled up three of the offending publications, picked up the perpetrators car keys and stuffed them in the passenger side ducket of his car. His wife found them the following weekend when they went shopping!

    He obviously knew what it was like to get grief at work and home. He received a written warning and the most offending publication that appeared on the bait cabin table after that was the news of the world!
    ]Mortgage 1. At start £46,000, may 1996 jan 11 £27363.58 :mad: Dec 11 £25,289.00 December 12 £21,882.68
    june 2013, £[STRIKE]18,948 18,182[/STRIKE][/ September 13. Funds available to clear the darn thing! Yay! :j
  • lilyp
    lilyp Posts: 270 Forumite
    Thanks for the kind words both. Andi im loving your devious payback :rotfl:

    I have decided to try to stick it out until I find something that pays the same. There is a job that I could get that would mean no transport costs (as BF works very near by) but its still only £17k a year which is a £4k drop and I really cant see how we would survive. Paying something off the mortgage each month and saving up an emergency/baby fund means too much to me. However back at work on Monday with my evil scheming jobshare so thoughts might change.

    Very cross with Quidco - despite tracking and advertising £40 for RAC membership a month ago its now showing as £15. Not impressed!

    FLW so have relisted all non sellers. Feeling a bit poorly so haven't done much else but I might tomorrow.
  • lilyp
    lilyp Posts: 270 Forumite
    £70 in the pot from Ebay stuff and something relisted already has a bit :D

    Havent done too badly in April although bank account does look a bit poor.
  • lilyp wrote: »

    Very cross with Quidco - despite tracking and advertising £40 for RAC membership a month ago its now showing as £15. Not impressed!

    FLW so have relisted all non sellers. Feeling a bit poorly so haven't done much else but I might tomorrow.

    Raise a support ticket via quidco for the drop in tracked cashback. :mad: If you can't find it on the site (the support section, it's not very user friendly) use the bargain buys and sassie shopping /shop but don't drop/ quidco questions and answers forum here on MSE! They will send you a link for the support page!

    Thank you so much for the FLW heads up, I hadn't realised, and I have quite a lot of carp to get rid of! :money:
    ]Mortgage 1. At start £46,000, may 1996 jan 11 £27363.58 :mad: Dec 11 £25,289.00 December 12 £21,882.68
    june 2013, £[STRIKE]18,948 18,182[/STRIKE][/ September 13. Funds available to clear the darn thing! Yay! :j
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