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'supporting each other through really tough times'

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  • missrlr
    missrlr Posts: 2,192 Forumite
    katieowl - try Ecclesiastical (I can send you a broker name I would recommend if you need by PM) very helpful. Could be worth a shot?
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • katieowl_2
    katieowl_2 Posts: 1,864 Forumite
    kidcat wrote: »
    Katie can you take a separate PL policy? It may be cheaper to buy three policies rather than one or two.

    Fuddle thank you :)

    I sure hope so, that's my next line of enquiry, only let one room, to a max of two people so it's not exactly the Hilton...

    OH has builders Liability and it's about £100 a year.

    Kate
  • katieowl_2
    katieowl_2 Posts: 1,864 Forumite
    missrlr wrote: »
    katieowl - try Ecclesiastical (I can send you a broker name I would recommend if you need by PM) very helpful. Could be worth a shot?

    I'll look them up thanks!

    Kate
  • Softstuff
    Softstuff Posts: 3,086 Forumite
    Part of the Furniture Combo Breaker
    Madelines Mum, sorry to hear you've had an emotional and stressful time with the kids, but hoping that everything turns out fine for you.

    Kidcat, I'm mad at your family too. I suspect it was done so that your mother could play the martyr. I don't think you should worry too much about being at the funeral though, you gave so much to him in his final days and managed to say goodbye with love whilst he was still here and that counts in my mind far more. You do need to add a little distance between your family and them though, if they can't respect you or the things you care about they need not to be around quite so much. Anyway, that's my 2 pennorth. :o
    Softstuff- Officially better than 007
  • CRANKY40
    CRANKY40 Posts: 5,912 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    kidcat wrote: »
    Rant alert :mad::mad::mad::mad:

    The family met today and have planned the funeral for the one day in the next two weeks I cant do as OH is working and cant have the time off - its also half term week:mad::mad:

    They could have chosen any day in either week but actually chose that one, and it hurts that anyone could actually do that to someone else.

    My mother called to gloat at me earlier, and I told her I wasnt happy but then said I had to go out to school meeting. She then got my dad to call me whilst I was in the meeting, so I shouted at him too.
    I am just fed up that they will call me during meetings and appointments without any thought at all - they really value what I do so little.

    He has since called back and offered to sit - but its a double edged sword, if he does it she will spend the whole funeral wailing about her sacrifice of her support to enable selfish me to go.

    Its not a price I care to pay, I appreciate my presence isnt wanted and am taking the hint.
    I have told my dad I want them all to stay away from me as as far as I am concerned I would never treat anyone this way.

    Its also brought home that by blocking my using anyone else to sit for the kids they have effectively isolated me and have methods of control - this stops now. I am going to attempt to find ways around having them sit at all.
    If they want a relationship with their grandchildren they will have to make an effort and simply visit when they are invited. last week a friend offered to collect DS14 from his group when I was on a course - my dad had a fit and insisted he would do it - no more of this behaviour, we have given them way too much power I think.

    Sorry I feel like I am constantly crying all over you all, I promise I will stop this now.

    What day is it? PM if you want....I'm free the Wednesday and Friday of half term, but could possibly manage the Thursday too....
  • Kidcat, I am also of the opinion that funerals are for the living not the dead. What matters is that you were with him when he needed you. I hate family funerals, full of relatives a lot of whom I can't stand being very falsely nice. If I can make excuses not to go I tend to take myself off around the time of the funeral, sit somewhere quiet and have ten minutes of memories about that person really meant to me.
  • gran3
    gran3 Posts: 246 Forumite
    Part of the Furniture 100 Posts Name Dropper
    kidcat wrote: »
    Rant alert :mad::mad::mad::mad:

    The family met today and have planned the funeral for the one day in the next two weeks I cant do as OH is working and cant have the time off - its also half term week:mad::mad:

    They could have chosen any day in either week but actually chose that one, and it hurts that anyone could actually do that to someone else.

    My mother called to gloat at me earlier, and I told her I wasnt happy but then said I had to go out to school meeting. She then got my dad to call me whilst I was in the meeting, so I shouted at him too.
    I am just fed up that they will call me during meetings and appointments without any thought at all - they really value what I do so little.

    He has since called back and offered to sit - but its a double edged sword, if he does it she will spend the whole funeral wailing about her sacrifice of her support to enable selfish me to go.

    Its not a price I care to pay, I appreciate my presence isnt wanted and am taking the hint.
    I have told my dad I want them all to stay away from me as as far as I am concerned I would never treat anyone this way.

    Its also brought home that by blocking my using anyone else to sit for the kids they have effectively isolated me and have methods of control - this stops now. I am going to attempt to find ways around having them sit at all.
    If they want a relationship with their grandchildren they will have to make an effort and simply visit when they are invited. last week a friend offered to collect DS14 from his group when I was on a course - my dad had a fit and insisted he would do it - no more of this behaviour, we have given them way too much power I think.

    Sorry I feel like I am constantly crying all over you all, I promise I will stop this now.


    This is awful, but you know you did the right thing by everyone, you can only do what you know to be right. If others cant do the same, in the end they are the losers in life. I dont post often but I read daily and your life is one of the stressful I can imagine. You can live with what you did, in the long run will everybody else be able to? Look after yourself, for once, and then yours, in the end we can only truly rely on what we trust and believe. If you feel that you to change how the grandparents deal/interact with your kids, thats your call and they will have to deal with it. In the longer term if others can help with your brood that can only be a good thing. Just watch out for when the exhaustion hits you, and it will, and be kind to youself, let others take up the strain and allow you to repair yourself and get back to full form.
  • stiltwalker
    stiltwalker Posts: 1,319 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hugs to all in need of one.

    Katie - that's just plain daft - hope you manage to get something better sorted.

    Just taken a huge leap and booked our local village hall to hold a fundraising coffee morning with craft and gift stalls to help raise some funds towards the criminally expensive buggy. Only problem - it's on the 9th March so not only do I have to do all the organising in a month, I also have to make enough stuff to stock my own craft stall!!! Arrgghhh, scary - mind you not as scary as the price of the buggy - LOL!

    Got a nice weekend up at my parents planned then will be right on to it.
  • ginnyknit
    ginnyknit Posts: 3,718 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Kidcat, you are such a great person and do not deserve to be treated like this. Your Mum is very childish and the blame for that lies elsewhere as she has been enabled only you wont join in with it. Its time to lay down the law as all that matters is you and your little family. I marvel at how much you do and still find time for everyone else. hugs xx

    Katie I do hope you find a better deal for your insurance.

    Hugs to all having a lousy time xxxx
    Clearing the junk to travel light
    Saving every single penny.
    I will get my caravan
  • mcculloch29
    mcculloch29 Posts: 4,972 Forumite
    Rampant Recycler
    Kidcat, boy, did your post make me angry, how immature and spiteful they are. At least you are one good apple that landed far from the tree.

    I am truly seriously thinking of leaving my body to science to save my family all the hassle of a hastily organised funeral.

    Then when they have time to get one properly organised, they can have a memorial service for me if they wish; it won't cause as much disruption to folks' lives if they have good prior notice. (They had better have a service, I have the music chosen...)

    I loved Monnagran's story of the mouse landing behind her OH's specs - instant retribution!

    Finally if you want something very beautiful to listen to, check out this link. It's the late John Wright who was a regular at Pops' and my live music club. John died five years ago today, five weeks after his marriage.
    He had the best voice I've ever heard live, nobody could put a song across like John.
    The song is Beth Nielsen Chapman's "Sand & Water" and the lyrics are rather appropriate, given what I've said above.
    Erma Bombeck, American writer: "If I had my life to live over again... I would have burned the pink candle, sculptured like a rose, that melted in storage." Don't keep things 'for best' - that day never comes. Use them and enjoy them now.
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