The Remember Remember NSD November Challenge

missyv30

Hi just declaring NSD 13 for today thanks

flubberyzing

I also have been doing some ebaying today. Just some books and xbox games I've had sitting around for ages. Judging but what is currently selling on there... I might be able to shift a couple of the games, but the books probably won't sell. Worth a go though eh?

Currently waiting on a Parcelforce delivery, but losing hope. The tracker on the website says it was loaded onto a van at the depot about 45 minutes away at 1am this morning... But no sign of it here.
Because I live in flats, I might just pop downstairs in a few minutes and see if there's any sign of it, as unfortunately there does seem to be a bit of a tendency of some parcels just to be dumped at the door! Rarely, but I have seen it happen!
I have been keeping an eye out for a van, but there is a back way in, which I can't see from here...

rising_from_the_ashes

No 13 today please

Have been busy sorting out household filing (eugh!) horrid job but needs done every once in a while.

Did manage a wee walk today - only 1/2 way down the street (and stopped off at a neighbours for a couple of tea & a rest on the way back!) but it was nice to have a bit of fresh air!:)

I can't wait to get back to "normal" (getting a bit frustrated at the slow progress I'm making) but I guess these things take time......

lemmings1986

hi all would like to report nsd 5 :j:j

marmiterulesok

rising_from_the_ashes wrote: »

Thanks Marmite .... unfortunately the Others one has been errr decimated to prop up my main account and is pretty much wiped out totally:o.

The good news is that the House & Car one is up and running well so that's down to "normal" monthly payments after having to overpay it most of the year :T and the Pets one is (and has been for a couple of years) sorted too:T.

Guess one of my .... targets (? not sure if that's the right word) for 2013 will be to get the Others pot up and running properly:)

It probably was too much to ask to get them all going in the 1st year so trying not to be too hard on myself!

The best laid plans.....It is frustrating to have to raid your pots,but at least it's money that you have.Good luck with your target for next year!:cool:

OutofDebtNOTOutofDanger very impressive figures there!:beer:

I've got #14 today.:)

flubberyzing

Grrr. No sign of parcel.

Still, get to declare today as NSD8!

EverTheOptimist

I've been really bad at posting and getting the NSD's unfortunately. Am not dropping out of the challenge as i will give up completely, so will keep trying. But think i am stuck on 3 at the moment. ooops.

Hope everyone is keeping well.

citizenkitten

running in and out as I have been mega busy but dont seem to have done nothing??

NSD 8/9/10 to report with 5 in a row if i dont spend tomorrow i would have got my spend in a row target.

i hope everyone is getting on well

Nargleblast

9 NSDs are now festering away in the Cauldron of Doom! At this rate we will have to chop it in for a bigger one!

Am thinking about avoiding a NSD tomorrow by going to Mr T to take advantage of a £5 off £40 spend voucher, which expires tomorrow....and if I get motion lotion at the same time, instead of next week......oh the scheming and plotting we have to do in this NSD lark!

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!