MFW from day one of the mortgage!

version2014

First quidco payment from checkins today £7.40 into the mortgage. should save £20 ish in interest over term of mortgage.

version2014

10 months in WOW, and still double paying the mortgage every month.

My bank just wrote to me and dropped my payments to keep the term the same - Arghhhhhhhhhhhhhhhhhhhhhhhhhh

So I called them, and they agreed to put the payment back to what it was before.

Interestingly they were going to drop my mortgage payment by £40 ish a month..which I thought was a lot for what the MP is.

I had someone from northwood lettings come round (they guarantee rent no matter what) but pay you less in rental income! They only offered me £480 per month in rent for a two bed flat in Portsmouth...when most lettings people were saying it would rent out for £695 per month.

This has got me thinking. Am I doing the right thing overpaying ? Or should i be saving my overpayments, so I have a cash deposit in the bank to buy a house?

Anyone have any opinions - overpay or save??? I think I will need a £20-30k deposit on a house.

version2014

Well it's the 11 months, and so far double payed every month..if I can keep this up mortgage gone in 9 years and 7 months from day one! However I think I will have sold the flat before then and moved onto a house.

A good day today managed to get over £1 of check in's just wandering around, got a free bottle of windscreen washer fluid from halfords worth £2.99 thanks to o2 moments and some free percy pigs from marks and sparks thanks to o2 moments app.

Still yet to do any cashback thingies...next on list is free credit report and lovefilm free trial!

version2014

Joined Swagbucks today - did a survey and watched a few videos...seems like a lot of work.

Does anyone else use Swagbucks?