should anyone who is on benefits that wins the lottery be forced to give 90% of

chewmylegoff

wotsthat wrote: »

Sh*t happens - even to the hardest of workers.

in fact, the harder you work, the more likely you are to completely burn out. whilst everyone with a job these days seems to be classified as a "hard working family", rather a sizable proportion of these people actually work to rule and would probably end up a stressed ball of mess incapable of doing anything other than crying if they had to actually work hard by the standards of some other people.

ALIBOBSY

That is the big issue to me mac, its as much about jobs paying too little as it is benefits being too high. There should be clear water so to speak between incomes whilst on benefits and those on minimum wage. My understanding is this was the original intent of working tax credit, but then it became a way for nulabour to throw money away lol.

What they should have done instead of tax credits was increase national min wage and increase the amount you can earn before paying tax. What is the point taking tax with one hand and giving it back with the other all at an admin cost-crazy.

TBH allowing some frankly well paid families to still qualify for some tax credits was such a waste. Wasn't it an upper limit of 60k income at one point lol.

The problem is in the current financial mess putting up min wage will do little to boost the economy.

Ali x

grizzly1911

Percy1983 wrote: »

I still can't see they point, I have a TV, I end up unemployed, the odds say I will get another job before said TV breaks. If I just sit around and don't bother getting another job the unemployed time will get longer and the odds on my TV breaking while unemployed will get higher.

Now here are my points, I work hard in life so unemployment wouldn't be long, if my TV did break in such a period I would accept I am not working so I have no right to a replacement until I find work.

I only want benefits to feed and shelter me, anything past that I should work for, to which I do.

I guess what I am saying is to the hard working amongst us lessor benefits isn't a problem, it will just eat into our TV upgrade cycle.

But to those who never lift a finger, sorry to say they shouldn't be able to afford a TV and should have to live with a 14" portable off freecycle until they get a job.

Yes I am using a TV as an example, but this can apply to many items.

As wotsthat has pointed out it wasn't really about th etelly it was about all the other stuff that happens that is and will be at some point be out of your control. Sometimes you can recover sometimes you can't.

J_i_m

I honestly do not see the harm of a lotto ticket. Ok, granted it's technically gambling but it's not exactly akin to spending the bulk of the day at the bookies laying down wagers on the horses, dogs or whatever the heck else people bet on. Is it?

Now if this benefit claimant is forgoing some basic living essentials and skipping paying the rent (for example) so that they can waste their hours at ladbrokes then that would a clear abuse of the benefit they receive and ought to be dealt with be it via prosecution or tighter control of how benefit is delivered. But a lotto ticket on a Wednesday or Saturday night?

To begrudge someone of that would be pure sheer minded pettiness and it shows that double standards are rife throughout society.

And yes, I'm probably guilty of too many double standards myself.

Percy1983

grizzly1911 wrote: »

As wotsthat has pointed out it wasn't really about th etelly it was about all the other stuff that happens that is and will be at some point be out of your control. Sometimes you can recover sometimes you can't.

I do agree, my point is the more you have and the shorter the time you are employed the less likely something can knock you down.

You can control any situation if you prepare correctly.

J_i_m

No, you can't.

We have no idea what misfortune may befall us in the future and hence very little way of effectively preparing for it.

That's not to say we should endeavour to provide ourselves with so called safety nets, but you are coming across a slightly simplistic and complacent in the way you speak about it. There are any number of variables that we simply can not account for until they happen.

wotsthat

Percy1983 wrote: »

I do agree, my point is the more you have and the shorter the time you are employed the less likely something can knock you down.

You can control any situation if you prepare correctly.

I'm not superstitious Percy but talk about tempting fate. I'll throw some salt over my shoulder for you later.

ukcarper

Percy1983 wrote: »

I do agree, my point is the more you have and the shorter the time you are employed the less likely something can knock you down.

You can control any situation if you prepare correctly.

When you have been around a few more years you might come to realise that no matter how well you think you are prepared things can happen that show you aren't.

People who work hard can lose their job and then find there is no longer a need for their particular skill and although they might be able to find a job it might not pay enough or even be full time.

I live in the south east where unemployment is below national average and where my wife works advertised a minimum wage job and they had well over a 100 applicants so I don't think finding a well paid job is that easy.

　

Percy1983

ukcarper wrote: »

When you have been around a few more years you might come to realise that no matter how well you think you are prepared things can happen that show you aren't.

People who work hard can lose their job and then find there is no longer a need for their particular skill and although they might be able to find a job it might not pay enough or even be full time.

I live in the south east where unemployment is below national average and where my wife works advertised a minimum wage job and they had well over a 100 applicants so I don't think finding a well paid job is that easy.

　

I have set my life up so minimum wage could sustain it and diversified and developed 2 different skill sets and careers both of which I could fall back on.

It would take death or a severe disability to knock me down.

ukcarper

Percy1983 wrote: »

I have set my life up so minimum wage could sustain it and diversified and developed 2 different skill sets and careers both of which I could fall back on.

It would take death or a severe disability to knock me down.

You are lucky you live where you are could you afford your mortgage payments on minimum wage and if the interest rate was 10%.