We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Making chicken feed of my mortgage

Options
1…609610612614615…626

Comments

  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    Yours is the one diary I always check when I’m online. How are things on the mortgage front x
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    michelle09 wrote: »
    Oh wow, well hopefully that bad luck means the holiday is destined to be perfect!

    Not quite... my aunt blacked out whilst out & about the day before I travelled and bashed her head :eek: I was thinking about rescheduling my return flight but she started to feel a bit better on Thursday.

    But apart from that worry, it was good to spend time with my aunt and I managed to catch up on lots of sleep, treated myself to a facial/massage/manicure, did a little shopping and met up with friends for dinner one evening :)
    rasputin_thorpedo wrote: »
    Yours is the one diary I always check when I’m online. How are things on the mortgage front x

    Thanks r_t!

    Mortgage currently at ~£38,500 - that's 2 x £500 regular OPs + 1 x £500 additional OP (dividend/interest/TTs/TCB etc) so far in 2018. My spreadsheet tells me that we'll now be mortgage-free by the end of December 2023 based on regular OPs only. That makes me :( but I want early retirement more than I want to be mortgage free :p
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    My birthday present from my aunt was a supersize bottle of youth activating serum - gee thanks... :rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,567 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    muddywhitechicken wrote: »
    My birthday present from my aunt was a supersize bottle of youth activating serum - gee thanks... :rotfl:



    *tiptoes in*

    *holds out hand for a 'much needed' sploge of serum*

    *tiptoes back out..........*


    Greying X ;)
    Pounds for Panes £7,005/£10,000 - start date Dec 2023
     
    Grocery Spend July 2025 £294.82/£300 
    Non-food spend July 2025 £97.53/£50
    Bulk Fund July 2025 £9.10/£10 
  • Watty1
    Watty1 Posts: 6,773 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    muddywhitechicken wrote: »
    My birthday present from my aunt was a supersize bottle of youth activating serum - gee thanks... :rotfl:
    Love this. My gran once gave my mum a bottle of anti wrinkle cream for her birthday ..... hilarious :) Thanks for giving me a reminder of that lovely and very funny memory.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • michelle09
    michelle09 Posts: 912 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Oh no, at least she's feeling better now?

    Wow, that was... thoughtful. Maybe it was designed to keep you youthful rather than due to looking older?
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Greying_Pilgrim wrote: »
    *tiptoes in*

    *holds out hand for a 'much needed' sploge of serum*

    *tiptoes back out..........*


    Greying X ;)

    That'll be a perfect dose of serum from the new self-loading dropper... :p :rotfl:
    michelle09 wrote: »
    Wow, that was... thoughtful. Maybe it was designed to keep you youthful rather than due to looking older?

    I'm sure that's it :) She was the glamorous auntie when I was growing up :cool: She used to give me the free gifts from her high-end skincare and cosmetic purchases when I was a teenager!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Greying_Pilgrim wrote: »
    *tiptoes in*

    *holds out hand for a 'much needed' sploge of serum*

    *tiptoes back out..........*
    Toss you for it :rotfl::rotfl::rotfl::rotfl::rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    That makes me :( but I want early retirement more than I want to be mortgage free :p
    Being mortgage free isn't the only tool in the box :T:T:T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi MWC

    I have just caught up with the last few months of your diary. You have had so much going on its made my head spin (in a nice way).

    Your new kitchen is just fab...I love it! And we'll done with all the OPs and the weight loss - fabulous!

    I am so sorry that you were poorly...i bet you were pleased you were able go on your trip - even if here were a couple of mishaps.

    Onward into February - I wish you and Mr MWC a happy and healthy 2018.

    MCI x

    PS Taken a couple of recipe ideas and taken a leaf to plan some fun stuff even though money is tight - need to keep that balance going.
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500
    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture