Making chicken feed of my mortgage

muddywhitechicken

Meals planned up to and including Sunday - £31.91 spent on groceries but we will need to buy more bananas and milk.

Grocery challenge = [STRIKE]£49.88[/STRIKE] £81.79/£315 :T

muddywhitechicken

Financially everything is tickety boo so my challenges for February are all focused on me:

- Lose 7 lbs (disappointingly I weigh exactly the same as I did on 1 January) by sticking to the diet and exercising more (opening of new gym has been delayed but I have my induction on Tuesday morning)
- Drink 1.5 L water/day (I got out of the habit of doing this whilst I was ill)
- Have a re-style rather than a trim when I go to the hairdressers on Saturday
- Regularly use lotions and potions on face, hands and feet (I have many skincare products )
- Be more fabby and less frumpy by overhauling my wardrobe and wearing mascara, lip gloss & perfume daily
- Relax (free reflexology session booked for next week and I intend to use the jacuzzi at the gym on a regular basis)
- Wear my fitbit everyday and when it tells me to get up and move, do so!

edinburgher

What sort of Fitbit do you have MWC? Mine never tells me to get up!

You will blast the weight off, I have every confidence in you :j <<<--- exercise smiley.

muddywhitechicken

edinburgher wrote: »

What sort of Fitbit do you have MWC? Mine never tells me to get up!

You will blast the weight off, I have every confidence in you :j <<<--- exercise smiley.

Thanks ed - I wish I was that energetic!
I have a Charge 2

muddywhitechicken

My crown is back in place... for now... the dentist didn't sound very confident that it was a long term solution and suggested that I start saving for an implant :eek:

As I was WFH today due to the dental appointment, I arranged for a well known lawn treatment company to come round and give me a quote. The expert thought my lawn was in much better condition than I do although he did tell me off for mowing it too short He recommended their basic package :T £15 four times a year.

I had a slightly longer lunch break in which I mucked out The Girls, pruned my gooseberry bushes, had a bit of a tidy up in the back garden and harvested some PSB for dinner

I also had a new cookbook delivered - Molly Watson's bowls! - a 1/2 price damaged copy, paid for with a birthday voucher.

Dinner was HFW's fragrant veg stoup :drool: another keeper of a recipe!

In financial news:

- Mr MWC has had another promotion + 5% pay rise + more stock options :T I'm trying to get him to pay the extra into his pension... he wants to spend it on drink and drugs :rotfl:

- Up to £25 on OP, £5 L2S voucher received from RMS and £7.48 TCB claimed

gallygirl

muddywhitechicken wrote: »

- Mr MWC has had another promotion + 5% pay rise + more stock options :T

Congratulations Mr MWC :T:T:T:T

muddywhitechicken wrote: »

I'm trying to get him to pay the extra into his pension... he wants to spend it on drink and drugs :rotfl:

Compromise and spend it on a holiday in November . Dinner's on you :rotfl:.

muddywhitechicken

gallygirl wrote: »

Compromise and spend it on a holiday in November . Dinner's on you :rotfl:.

:rotfl::rotfl::rotfl:

If he hasn't frittered it by then! Having our own bank accounts was a good idea when I earned more than him, now that he earns nearly twice as much as me, I'm not so sure... :rotfl:

muddywhitechicken

muddywhitechicken wrote: »

I've now calculated our net worth and I'm pleasantly surprised
Not including the equity in the house, we have enough saved to live comfortably for 20 years :T

After reading SuperSecretSquirrel's post, I decided to look at our net worth in a different way... not including the equity in the house and at a withdrawal rate of 4%, we could spend £20,144/year... that's 101% FI :j

muddywhitechicken

muddywhitechicken wrote: »

... that's 101% FI :j

No, it's not... I'd been on the sherry :rotfl:
It's 80% FI which is still pretty good

apple_muncher

It is still awesome! Well done you!