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Making chicken feed of my mortgage

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Comments

  • Mr MWC is home :kisses2:

    After dithering for a while, I cashed in my L&G S&S ISA today. Over the last 14 years, we've paid in just under £25,000 and today it was worth just over £35,000 :) However, it hasn't performed well over the last couple of years (-0.3% and 0.1% return) :(

    We've decided that the money will be transferred to the mortgage!

    I need to research and apply for a new, better performing S&S ISA - any recommendations?

    Eggs IN 6
    Eggs OUT 2 (poached for my dinner)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • greent
    greent Posts: 10,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No idea re S&S ISA but am loving the recent recipes - plan on trying that pork/ rice one when back home :)

    Looking forward to hopefully hearing of chick arrivals in the next couple of days :D

    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • greent wrote: »
    Looking forward to hopefully hearing of chick arrivals in the next couple of days :D

    She's still sitting on 4 eggs... *fingers crossed*

    I've had a few more LTI shares vest this month so I'm approx. £1,400 better off :T

    Eggs IN 4
    Eggs OUT 0
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    I need to research and apply for a new, better performing S&S ISA - any recommendations

    A simple low visit index tracker - just pick your index :D. Where do you think there will be least volatility/most growth, depending on your risk tolerance?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Eggs and income, yay :)
    2023: the year I get to buy a car
  • Loving the photo of the hen :j
    Do let us know if you uncover a gem of an ISA :)
    Originally October 2042 // Goal December 2032
    Currently at £127,500

    End of fix goal: £75,000 by September 2024
  • I tried to sell my sharesave shares online this afternoon (the share price went beserk!) but I was thwarted by the system :mad: I need a shareholder reference number that isn't in my online account details and they won't give me over the telephone... :(
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ed's diary is a good one for isa tips. Even I have a s&s ISA after following his diary!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • I've found the correct reference number and I'm ready to sell first thing tomorrow morning :T For a whopping 80% more than I paid for them :shocked: :j

    We could be mortgage free next week :eek: We probably won't be as we are meeting with an IFA and I can't imagine for one minute that he will advise us to pay it all off the mortgage :rotfl:

    We have a busy weekend ahead - London tomorrow night for the David Bowie prom (Mr MWC is using loyalty points for a hotel room) and then we're on the guest list for a festival Saturday/Sunday :cool:

    Eggs IN 4
    Eggs OUT 6 (1 box sold for £2.50)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow on the shares! :eek: :T

    And you lucky lady - the Bowie prom! Mr M and I booked a hotel then completely forgot to keep a tab on the day the booking opened (:o :o:o). Though I was sure Mr M had put a note in his diary (since he booked the hotel) but apparently not. At least it was on a cancelable rate :o
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
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