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Making chicken feed of my mortgage

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Comments

  • Oooh hatching eggs - very exciting! :D looking forward to the updates.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,766 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MWC - did the borage flowers do their 'thang' in the..... now was it p1mms or g&t? - can't recall...... ?

    YAY to broody chickens and garden projects :D We spent the afternoon in a garden yesterday - wonderful when there's seating, colour, scent, movement, produce........ :cool: Mind, we sat through 4 seasons of weather, but then we were in an english country garden at the height of summer, so what can you do? :rotfl:

    Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend September 2025 £105.19/£200 
    Non-food spend September 2025 £26.14/£50
    Bulk Fund September (month 9 of 12) £4.80/£40 
  • MWC - did the borage flowers do their 'thang' in the..... now was it p1mms or g&t? - can't recall...... ?

    I had a G&T with a borage ice cube yesterday evening - I needed it after my walk-train-underground-train-walk + plants journey home...

    It has been a good day (although I was too busy to research plants ;)). I spent £2 last month to enter a Euro 2016 predictor competition... and I won £100 :j:j:j

    Day 4 - ISQ

    Eggs IN 2
    Eggs OUT 13 (1 box sold for £1.50, 4 used in batter for a toad-in-the-hole, 1 eaten by my aunt for lunch, 2 used to make a banana cake for my aunt)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Hello :wave:

    Mr MWC and I don't argue but we did "have words" this evening about the sodding internet/tv bill... he still hasn't done anything about it and when I asked him to at least cancel Sky Sports before he goes away for 11 days he said there was no point now because he'll be watching it again next month :mad: !!!!!! it costs more than the mortgage :shocked: :mad:

    My aunt is visiting from Canada and I drove her to see my great aunt on Tuesday. It wasn't a good day - a 3 hour drive each way (100 miles) due to bad weather and even worse traffic on the motorway, and then my great aunt didn't recognise us or her father/brother/husband in old photographs :(

    In better news, we've received a share dividend of nearly £300 :T

    Day 7 - she's still sitting on the hatching eggs but only 5 now - we think she ate one :eek:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Day 7 - she's still sitting on the hatching eggs but only 5 now - we think she ate one :eek:
    :eek: indeed _pale_.

    Sorry you're having a stressful week. Give Mr MWC a :naughty: from me :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl wrote: »
    Give Mr MWC a :naughty: from me :D.

    No need GG... without any more nagging from me, Mr MWC phoned our supplier and negotiated a £27/month reduction :T

    I've received a full refund for a tree that has green leaves instead of the advertised purple leaves :T Unfortunately I bought it (as a bare root twig in 2014) for a really good price and it's going to cost me quite a lot more to replace it :doh:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    £300 dividend and a £27pcm reduction is great work - really well done :D
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go

    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • £300 dividend and a £27pcm reduction is great work - really well done :D

    Thanks r_t - we've managed to reduce our monthly outgoings by >£50 :D

    It's tempting to sell some shares as they're at a 52-week high (probably longer!) but with such a good dividend it makes sense to keep them.

    Eggs IN 2
    Eggs OUT 14 (2 boxes sold for £4, Mr MWC scrambled 2 for his lunch)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • I'm home alone now for 11 days so lots of MWC time!

    * early nights
    * healthier eating (portions sizes and snacking have been on the increase as has alcohol intake :naughty:)
    * gym every day
    * at least 15,000 steps every day

    Plans for the rest of the day:

    * meal plan
    * gardening
    * garden planning
    * long walk (I've already been to the gym :A)
    * housework?
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • apple_muncher
    apple_muncher Posts: 15,260 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    How did your day pan out?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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