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Making chicken feed of my mortgage

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello MWC :) just catching up - you've been through the mill :(

    7lbs weight loss would be just right for me too! Don't know if I can cope with that in the cold weather, but I'll have a think :rotfl:
    2023: the year I get to buy a car
  • I've received a free 3-month first class lounge (railway station) pass :T Complimentary refreshments, newspapers and wi-fi - I'm also hoping it means that I don't need to pay 30p to pee!

    Share price still falling :( Looking on the bright side they do pay a 4% dividend - not as good as the 6% Mr MWC gets but not to be sniffed at :)

    It's been a spendy afternoon: £39 on new head lamp bulbs & fitting and screenwash, £15 (incl. tip) at car wash, £275 on new glasses :eek: (I should be able to claim £125 back from work)

    I did get one bargain - £stretcher have some really lovely bare root fruit trees @ £3.99 :money: I couldn't resist and treated myself to a cherry (Stella) tree :D

    Eggs IN 5
    Eggs OUT 10 (1 box given to friend + 4 used in huevos rancheros for dinner :drool:)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I've eaten too much rubbish whilst Mr MWC was away, another couple of pounds have crept on and my jeans have shrunk (!) :naughty:
    I really need to knuckle down and follow the plan...

    My new goal is to lose 7 pounds in the 7 weeks before I visit GG in Spain :)
    You may need the extra padding - you don't have a bed yet :rotfl:. You will have curtains though and pictures on the wall :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your own cherry tree :) lovely.

    There are several on the rec. ground outside my house (very big - mature ones are huge, apparently, Edwardian Farm showed cherry ladders, and they're all massive too, sorry!) and I picked a few, though I was in a bad patch when they actually got ripe. But at least I remembered where my little cherry stoner was, I was happy about that :)

    Have a lovely weekend.
    2023: the year I get to buy a car
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 16 January 2016 at 11:58PM
    Loose change pots = £88.64
    Nectar points = £95
    Match & More vouchers = £25 (+ additional £5)
    Waitrose vouchers = £35 (+ £6 off/£30 spend coupon)
    Love2shop vouchers = £42
    (M&S giftcard = £20)

    Halfway through the month and I've spent:

    Cash = £27.81
    Nectar points = £27.50
    Match & More vouchers = £30.00
    Waitrose vouchers = £30.00
    Love2shop vouchers = £9.00

    Total = £124.31 of which £36.99 was miscellaneous spends (clothing for my great aunt, seed potatoes)

    ETA Spent another £7.50 nectar points + 45p cash this evening in Sainsburys. Apart from a loaf of crusty bread tomorrow, I shouldn't need to buy anything else until next Saturday...
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 16 January 2016 at 8:03PM
    Karmacat wrote: »
    Your own cherry tree :) lovely.

    There are several on the rec. ground outside my house (very big - mature ones are huge, apparently, Edwardian Farm showed cherry ladders, and they're all massive too, sorry!) and I picked a few, though I was in a bad patch when they actually got ripe. But at least I remembered where my little cherry stoner was, I was happy about that :)

    Have a lovely weekend.

    I'm still very pleased with my tree - it's a good size and a beautiful shape :D Unless I dig up the lawn (tempting but unlikely!), I'll have to grow it in a large pot so it shouldn't get huge.

    I now have quite a collection of fruit trees/bushes/plants :j

    1 x cooking apple + 1 x eating apple (both stepovers)
    1 x pear (stepover)
    1 x plum
    2 x cherry
    1 x medlar
    1 x quince
    1 x fig
    1 x crab apple
    2 x gooseberry (1 x green + 1 x red)
    raspberries
    blackberries
    strawberries
    blueberries
    rhubarb
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Hi MWC,

    We lost a hen today, and we have one left - I'm gutted. It was during the day - we let them free range. Farmer saw a fox at about 11.30 today, so we are thinking it took it.

    I'm so sad, and the children will be really upset :(
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • earthgirl wrote: »
    Hi MWC,

    We lost a hen today, and we have one left - I'm gutted. It was during the day - we let them free range. Farmer saw a fox at about 11.30 today, so we are thinking it took it.

    I'm so sad, and the children will be really upset :(

    oh EG, I'm so sorry to read that :(:(:(

    Big hugs to you and the boys

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    earthgirl wrote: »
    Hi MWC,

    We lost a hen today, and we have one left - I'm gutted. It was during the day - we let them free range. Farmer saw a fox at about 11.30 today, so we are thinking it took it.

    I'm so sad, and the children will be really upset :(

    That's sad :(
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 17 January 2016 at 3:19PM
    £1.75 spent on crusty bread bringing total spending (excluding the miscellaneous spending mentioned previously) to £96.57. Of that, a whopping 54% was on fruit & veg!

    I'm looking forward to dinner - our first new recipe of the year is Delia's oxtail braised in Guinness with cannellini beans using YS'd oxtail from the freezer and substituting dried haricot beans from the larder :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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