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Making chicken feed of my mortgage
Comments
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Thanks everyone - it was such a relief given my family history
MWCxMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Personal
* enjoy life
* get to and maintain goal weight
* be nicer to my dad/stop being annoyed with him for no reason other than he's with that woman
Money
* seek financial advice so that I can retire at 55 if I want to
* make a will
* reduce the mortgage to the current value of the S&S ISA taken out to repay it
* review and increase our regular charity donations and/or donate to new charities - Mr MWC spent a lot of time at The Royal Hospital for Sick Children in Edinburgh and is keen to make a regular donation to SKFF
Work
* be more engaged (I coasted in 2015)
* co-author a book chapter
* do not allow myself to be dragged down by negative colleagues
Home
* shine my sink
* use our cookbooks - cook 52 new recipes in 2016
* make cheese (never got round to it in 2015)
* no new furniture/home furnishings/kitchen to be bought until we are mortgage-free (I didn't give in to the temptations of the Next home directory!)
* use CP vouchers/TCB to buy paint and freshen up a few roomsMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Healthy habits formed in 2015 (albeit sporadic in December): drinking 1L+ water on workdays, body brushing, washing face before bed, walking, smaller portions
Need to try harder in 2016: drinking 1L+ water on non-workdays, looking after my hands (rubber gloves/using hand cream)
New for 2016: earlier to bed, brain training, ???Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Lovely Mr MWC is busy batch cooking so I don't starve whilst he's away for 10 days in January :kisses3:
I've done a post-Christmas wine stock-take:
Red = 19
White = 6
Rose = 1
Dessert = 3
Port = 1
Fizz = 6
Total = 36 bottles (I think that is -10 bottles since the pre-Christmas stock-take)
Plans for the rest of the day:
- go for a walk
- pop to the supermarket for a few bits & pieces
- write thank you notes
- potter round the house decluttering as I go
Eggs IN 6
Eggs OUT 0Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Those are some great goals, MWC! I actually made cheese once, when the local shop had an offer on 4 pints of milk
but its almost cows milk thats available, and it doesn't agree with me.
Lots of bottles there, that could be very jolly2023: the year I get to buy a car0 -
What a fab diary, new subscriberPay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
muddywhitechicken wrote: »:rotfl: BUT that was €12.90 of your own money, therefore, we win!!!
Glad you got the all clear :T.
Happy New Year to you both :kisses3:.
Great goals there :T.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Fantastic news on being given the all clear MWC. :T
Happy New Year!
MGx:jMortgage free 08.08.19 :j
2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
MF date was Nov 2041 - mortgage neutral 23.07.18
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We visited my great aunt today
She was on good form, pleased with all her presents (particularly the bottle of lambrini :rotfl:) and is settling into the nursing home well :T We popped along to her bungalow to pick up some clothes/personal belongings and it was very depressing to see how little she has
Any tips on where to buy XS/size 8 petite clothes for a soon-to-be 103 year old please?
HM 10-bean & vegetable chilli, brown rice, 1 tbsp sour cream and 1/2 avocado for dinner - it was delicious, I hope my guts agree!
Eggs IN 3 (before we left at 09:15, I've not been out since we got home at 17:45)
Eggs OUT 4 (egg mayo & watercress sandwiches for lunch)Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Glad to hear great aunt is settling in well
Is there anything suitable in M&S for her? - they go down to a 6. I know my mum bought her late m-I-l things from there last year (she was in her 90s and weighed 6 1/2 stone, so she must've been a tiny size)
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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