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Making chicken feed of my mortgage

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Comments

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    After a couple of hours of being prodded, poked, pricked and squished, I've been given the all clear :j:j:j

    Happy New Year :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • apple_muncher
    apple_muncher Posts: 15,542 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Excellent news! A great way to start 2016.
    remove 2/100; read 1/10; ex 5/100; make /100; lose /10; save /1000; improve 5/100; protein 6/100
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    And a great way to end 2015 is to make a big OP on the mortgage :rotfl:

    We started 2015 owing £94,999.99, we end 2015 owing £66,666.66 :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Glad you've got the all clear MWC, great way to end the year!!

    Your mortgage looks fab :j:j please tell me you overpaid just enough so you got all the 6's and it wasn't just coincidental?? :D

    Oh and Happy New Year xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I OP'd just enough! I'm a big eejit though... I forgot to transfer money to my regular saver before cleaning out the current accounts :doh:

    Mr MWC is subbing me £500 :kisses3:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    But not so frugal as January 2015:
    muddywhitechicken wrote: »
    I counted the loose change pots today - £68.72 :) So that's our grocery budget set for Frugal January: £120 of nectar points, £7 clubcard vouchers, £19 of love2shop vouchers (from RM surveys) and £68.72 cash :T

    2016:
    Loose change pots = £88.64
    Nectar points = £95
    Match & More vouchers = £25
    Waitrose vouchers = £35 (+ £6 off/£30 spend coupon)
    Love2shop vouchers = £42
    (M&S giftcard = £20)

    And as always, plenty of ingredients in the fridge/freezer/larder that need using :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Watty1
    Watty1 Posts: 8,606 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Fabulous news on the all clear :j And the overpayment. Great stuff.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 8,546 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    I've been given the all clear :j:j:j

    Happy New Year :D


    Happy New Year, indeed MWC! :D What great news to kick off 2016 :D

    Hope 2016 proves to be a year of all-round fabulousness for yourself and MrMWC :D

    Greying X
    GC September 2026 £107.33/£225
    GC August 2026 £218.02/£232.50
    GC July 2026 £237.82/£232.50
    GC June 2026 £225.39/£225
    Non-food spend September 2026 £10.08/£80
    Bulk Fund 2026 Month 9/12 - £0/£20.40 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 
  • greent
    greent Posts: 11,107 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    WOO HOO! A fabulous all-clear result and a much lowered mortgage balance - fab start to the NY! Here's hoping the rest of the year is as good for you both :)
    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20

    2026 Declutter campaign awards 2x star
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MWC! What a great series of posts! Happy 2016 indeed, and a lovely, lovely start to it :)
    2023: the year I get to buy a car
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