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Making chicken feed of my mortgage

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Comments

  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    muddywhitechicken wrote: »
    Hello :wave:

    As lovely as it is to spend time with family & friends, I'm REALLY looking forward to spending tomorrow at home/in the garden with Mr MWC & The Girls :)

    I counted the loose change pots today - £68.72 :) So that's our grocery budget set for Frugal January: £120 of nectar points, £7 clubcard vouchers, £19 of love2shop vouchers (from RM surveys) and £68.72 cash :T

    As the fridge/freezer/larder are groaning and as Mr MWC will be away for a couple of weeks, I'm expecting the budget to last well into February...

    Eggs IN 4 (Miss Effie is laying again after being broody for ages)
    Eggs OUT 0

    Your January grocery spending plan stuck in my mind when I first read your diary and at the time I thought I would give it a go. We certainly won't have spends as low as yours but I like the idea of using minimal cash, vouchers and points to get through the month. Good luck of getting some February out of it too. :)
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Loved the yellow snow cakes :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Nativity 3 was rubbish!

    The freezer is now officially rammed after the LO smoked salmon and ham were frozen - I'm considering getting electricity put in the shed this year and treating myself to a half chest freezer

    Eggs IN 3
    Eggs OUT 5 (scrambled egg & smoked salmon for brunch)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    It's going to be tough going back to work on Monday!

    Another fairly lazy day here although we did go for a walk this afternoon :)

    Leftovers for dinner - bubble & squeak, ham, poached egg and Mr MWC's piccalilli YUM! And we finished it off with a nice cup of tea and the last mince pies :)

    Mr MWC is upstairs ironing/packing for his 2-week trip to California. Lucky so-and-so, I'm going to miss him :( One last day together tomorrow and he's taking me to a fancy restaurant for lunch (at no cost to us :T)

    Eggs IN 4
    Eggs OUT 0
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • apple_muncher
    apple_muncher Posts: 15,287 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Does a half chest freezer have just one boob???
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    apple_muncher wrote: »
    Does a half chest freezer have just one boob???

    :rotfl::rotfl::rotfl:
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Bon Voyage Mr MWC :T:T

    Tilly and the clan x x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    What a rotten day weather-wise :(

    Lunch was good but not great... so glad that we're not paying the bill (£157 :eek:)

    Eggs IN 2
    Eggs OUT 0
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • greent
    greent Posts: 10,836 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ouch! And not even an outstanding lunch for that money!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Bon Voyage Mr MWC :hello:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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