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Making chicken feed of my mortgage

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Comments

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I'm ready to come home - only 24 hours until my flight :)

    The training course (external course held at my company's HQ) has generally been quite good (although a couple of lectures were terrible) however it has been a worthwhile trip for the schmoozing with management alone (yesterday evening I had dinner with someone who sits on the promotion board ;))

    I drank too many black cherry mojitos tonight though and now I feel sick :(
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Jet lag :mad:

    Yesterday's egg update:

    Eggs IN 4
    Eggs OUT 24 (4 boxes given to friends & family)

    We went clay pigeon shooting yesterday... it was fun but I was rubbish... 3/30 :o

    The garden has grown so much in the week I was away :T
    The Girls got into the garden one day but, thankfully, didn't do too much damage before Mr MWC realised that he hadn't closed the gate properly :naughty:

    Today I have to:

    Mow the lawn
    Sow more seeds in the raised beds
    Pot up the 6 cannas that arrived whilst I was away :shhh:
    Lots of laundry
    Update my CV (I was contacted by a recruiter whilst I was away :))
    Catch-up on all your news!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    AND, as it was payday whilst I was away, I also need to shuffle money :j

    I have some "spare" money this month - I was going to MOP it but my job security is looking a bit dodgy at the moment so I think I will open an ISA instead
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hmmm... today's posts are showing but my thread isn't updating... odd
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,983 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning MWC - lovely to have you 'back' :D Not so good about the jet lag tho' :(

    Glad the girls 'kept guard' over the garden and kept mrMWC on his toes :D without making whoopee with your plants :D

    I've noticed a 'lushness' to foliage etc on trees and hedges this week - spring really has burst forth eh?

    Greying
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend October 2025 £183.23/£200 
    Non-food spend October 2025 £46.41/£50
    Bulk Fund October (month 10 of 12) £0/£35.20 
  • Beckyy
    Beckyy Posts: 2,833 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Glad you enjoyed clay pigeon shooting, it's good fun isn't it? We went last year, I can't say I'm very good at it though.

    Have you thought about opening a TSB Plus account that pays 5% interest on up to £2K? I opened 2 instead of an ISA for now, you just need to run £500 through it each month and they pay interest on the 2nd working day of the month. Around £8 a month on £2K!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Hi MWC,

    I opened the S@ntander 123 account as my ISA was being pathetic. You get cashback too so it's proving quite lucrative.

    Hope the jet lag is passing.

    Thistle :D
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Good morning Greying, Beckyy & Thistle :wave:

    The Girls must have been too stunned to eat - either that or I haven't realised what plants they've had yet :rotfl:

    I hadn't considered opening another current a/c for my savings as I'm happy with N/wide but I will give it some more thought :think:

    Mr MWC is awake - time for second breakfast!

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    N/wide is pretty good too. That was the other one I considered!
    T:D
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • edinburgher
    edinburgher Posts: 14,095 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What is Project333 MWC? I am a bit out of date with diaries :o
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