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Making chicken feed of my mortgage

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Comments

  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    Eggs IN 2
    Eggs OUT 0

    Work was horrible today :(
    I'd say roll on Friday lunchtime... but I already know that I'm going to have to work from home over the holidays :(:(
    And that Q1 2014 is going to be worse... :(:(:(

    :wave:
    De-lurking to say hope it's all a bit brighter soon! And just 'cos you know you're going to have to work from home in the holidays doesn't mean you should spend all the holiday working - take some time out for you (and your feathered ladies)! Big hugs.
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Hello and thank you Habibiboo :)

    Don't worry - no more than a couple of hours work/day and definitely none whilst I'm on IoW (although I will have to check my Blackberry occasionally)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Ahead of frugal January, I have been reviewing loyalty points, vouchers etc. I have:

    £82.50 - Sainsburys nectar points
    £10 - Sainsburys voucher
    £14 - Tesco clubcard vouchers
    £2 - M&S vouchers
    £25 - Waitrose vouchers
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • nattypants
    nattypants Posts: 2,577 Forumite

    tree_zps613923fb.jpg

    Did you buy the tree and decorations to match the wallpaper;)

    Another R2 listener here - well some shows:shhh:

    PS. Here's to Q2 at work making up for the crappy Q1
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • nattypants wrote: »
    Did you buy the tree and decorations to match the wallpaper;)

    You know me so well :rotfl::rotfl::rotfl:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ahead of frugal January, I have been reviewing loyalty points, vouchers etc. I have:

    £82.50 - Sainsburys nectar points
    £10 - Sainsburys voucher
    £14 - Tesco clubcard vouchers
    £2 - M&S vouchers
    £25 - Waitrose vouchers

    That's an amazing amount of nectar points. I can never get past a fiver without using them. :o I am in the Tesco christmas club thing where you only get them once a year so I manage to save them up for the double up offers for Christmas.

    I will be joining you in a very frugal January.

    I am an avid Radio 4 listener and have been for 20 years.:o I am 'only' 43 and definatley not a fuddy duddy.;)

    I hope you get lots of your work sorted and have lots of free time over your Christmas break.
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is your frugal January a challenge MWC, or just common sense?

    Your tree is lovely :)
  • It's a personal challenge Ed - live out of larder/fridge/freezer, use points/vouchers for any shopping + a small amount of cash e.g. £10/week :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    nattypants wrote: »

    Another R2 listener here - well some shows:shhh:
    I've progressed to The Archers :o. Am even beginning to know some of the story lines :eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl wrote: »
    I've progressed to The Archers :o. Am even beginning to know some of the story lines :eek:.

    Another vote for Radio 4 here. Just managed to converted OH too (only taken 16 years!) He discovered Money Box this week and was quite excited - bless :D
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
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