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Making chicken feed of my mortgage

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Comments

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Eggs IN 1
    Eggs OUT 0

    And that's about it for today :rotfl:

    Work is manic - roll on the weekend
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    It looks like I'm going to have to revise my MFiT-T3 target... 1 year in and I'm at 75% of target :T:T:T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    It looks like I'm going to have to revise my MFiT-T3 target... 1 year in and I'm at 75% of target :T:T:T
    Superb MWC:j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Eggs IN 2
    Eggs OUT 2 (Mr MWC ate them in a fried egg sandwich)

    Stupid Mr MWC forgot to tick a box when he sold his shares - the cheque will be in $$$ :doh::doh::doh:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    muddywhitechicken wrote: »
    It looks like I'm going to have to revise my MFiT-T3 target... 1 year in and I'm at 75% of target :T:T:T
    That's fantastic news MWC :T

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thanks Tilly & GG :)

    My original target was:

    102. muddywhitechicken. Reduce my mortgage from £165,520 to £125,000.

    However, I always had a secret stretch goal of reducing the mortgage to £100,000 and this is achievable if we overpay by £1000/month for the next 2 years.

    So my new not-so-secret stretch goal is to reduce the mortgage to £88,775. This equates to having paid off the further advance and only having the original mortgage left :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MWC - good luck, what an amazing achievement.. I hope you reach your not-so-secret stretch goal with ease xx
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thanks shala_moo

    I won't make my stretch goal if I continue to spend as much in the supermarkets as I have in the past 2 days... :o I'll definitely have to do a frugal (and dry) January again :)

    This week I spent my £10 Tesco coupon on white chocolate chips - 1.2 kg of them :rotfl:

    I also got 1.2 kg of ox cheek reduced to £6.32 :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Eggs IN 2
    Eggs OUT 0

    The house smells lovely - Mr MWC is cooking oxtail stew with cinnamon & star anise for tomorrow's dinner :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • skint_spice
    skint_spice Posts: 13,737 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think I may join you on a dry January:D
    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,791

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May 
    Boiler fund £2085/3000

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