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Making chicken feed of my mortgage

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Comments

  • I'm home :j

    An hour later than expected due to a signalling problem :(
    Tomorrow I will be submitting a Delay Repay form to claim £43.50 compensation (50% of my single ticket cost). I'll need to check with work whether I can keep this as compensation for my inconvenience or if I have to give the vouchers to them.

    Mr MWC has had the heating on to dry his clothes :naughty:
    He should have done what I did... get my aunt to wash and iron them :o

    Eggs IN 8 (4 today, 4 yesterday)
    Eggs OUT 1

    In financial news, I've received a statement from my sharesave scheme. I'm currently paying in £200/month directly from my salary and because I've never had the money, I don't miss it - the total is £5,000 :cool:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • BookWorm
    BookWorm Posts: 2,512 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Welcome back MWC :)

    I often use the delay repay claimback scheme. Have to confess that even when the journey is a work one that I've never told work. :o They send the compensation in rail vouchers anyway - so no idea what work would do with those! I then keep the vouchers all year and use them off the cost of my season ticket
  • Thanks BW

    I am tempted to keep them myself as the vouchers would buy 1-day London travelcards for me & Mr MWC but I know that the department travel budget is really tight...
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • newgirly
    newgirly Posts: 9,410 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 17 October 2013 at 9:57PM
    Hi MWC, just wanted to say how great your chutneys look :T loved the knitted hats too, I shall keep my eye out as I usually buy some as they are the perfect size for sock monkeys to wear :D
    MFW 67 - Finally mortgage free! 💙😁
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 17 October 2013 at 10:33PM
    Thanks newgirly

    This weekend I'll be making plum & russet mincemeat and possibly spicy pear pickle as well (if I can buy some cheap pears)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Here's my mortgage update:

    October 2012

    Original mortgage (interest only)
    2.50% BMR
    Redemption date = April 2028
    £88,660

    Further advance (repayment)
    2.50% BMR
    Redemption date = August 2026
    £79,832


    Total mortgage = £168,492


    October 2013

    Original mortgage (interest only)
    2.50% BMR
    Redemption date = April 2028
    £88,700

    Further advance (repayment)
    2.50% BMR
    Redemption date = July 2022 :D
    £53,000 :D


    Total mortgage = £141,700 :D

    Reduction in total mortgage = £26,792 :D

    of which £21,187 are MOPs :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • BookWorm
    BookWorm Posts: 2,512 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :T Awesome - well done MWC :)
  • Fab MWC :T:T

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • BookWorm wrote: »
    :T Awesome - well done MWC :)

    Thanks BW :)

    Eggs IN 2
    Eggs OUT 0
    There's not been a white egg from Miss MWC since we got home which is most unlike her :huh:

    Lunch/dinner (I ate at 15:30) was a delicious Bengali butternut squash & chickpea curry (leftover from yesterday), stirfried cabbage with nigella seeds and wholemeal roti. I'm hungry now but will go to bed soon and avoid the temptation!

    The first of 2 batchs of mincemeat is mixed and standing overnight before I cook it tomorrow - it smells amazing already :cool:

    Oh, I nearly forgot to tell you my big news... I've ordered my Christmas turkey and paid a £25 deposit. We haven't had turkey at Christmas for probably 15 years as I [STRIKE]don't[/STRIKE] didn't like it... well that was until I ate a turkey that had been brined for 24 hours before roasting for Thanksgiving last Sunday. It was so moist and really, really tasty :)
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Fab MWC :T:T

    Tilly x

    Thanks Tilly :)

    I'm really chuffed and Mr MWC is totally onboard now :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
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