Making chicken feed of my mortgage

muddywhitechicken

edinburgher wrote: »

ISQ?

2 looks like one of the better options from that list - there seem to be far too many suggested options that involve additional fees for investing. Do you have to continue with the mortgage-linked equity plan? Have you considered DIY ISA investing into low cost index tracking funds or similar?

Hi Ed

ISQ = in status quo (the lazy option!)

I think Option 2 is the safe option and if I want to retire aged 60 (in 18 years) then maybe I need to take more of a risk, especially as the interest rate on the mortgage is 2.5% and we have £65,000 in cash savings.

I'm loathe to pay more in fees than I need to (I'm not paying 3% to transfer my money into a new fund) however on the other hand I'm not that confident about a DIY ISA. Mr MWC has just put the remainder of his ISA allowance in the Invesco Perp Income fund with plans to invest his entire ISA allowance in S&S next year.

I have too much money - a nice problem to have :rotfl:

muddywhitechicken

greent wrote: »

Could you not chop and freeze the crab apples for using in chutneys in Oct?

Unfortunately, our freezer isn't that large greent and it is full of lamb and Bramley apples (for lemon curd making in December)

If we move house (unlikely) top of my wish list is space for a chest freezer

muddywhitechicken

Eggs IN 5
Eggs OUT 6 (for my dad)

Mr MWC made a very tasty leek & potato soup for lunch

The crab apple, gooseberry & chilli jelly is lovely - I'll have to hide it from Mr MWC or there'll be none left for Christmas :rotfl:

Off out now for a family meal

muddywhitechicken

Good morning

Plans for today:

- Tidy away preserving stuff, jam jars etc
- Housework
- Clean chicken coop
- Mow lawn
- Wish very hard that the weather cheers up and that my washing drys
- Iron clothes when dry
- Trip to local-ish large M&S store - I'm desperate for some new clothes
- Pack for business trip to Washington DC this week

Tilly_MFW_in_6_YRS

I'll wish with you

Dull/overcast - seems damp and very autumnal yet mild.

Tilly x

muddywhitechicken

Tilly_MFW_in_6_YRS wrote: »

I'll wish with you

Dull/overcast - seems damp and very autumnal yet mild.

Tilly x

It's weird weather - condensation on the outside of the windows :eek:

muddywhitechicken

Mrs_Money_Penny

Wow they look lovely. You have been busy. That's a lot of jars to store hope you have a big pantry. Your friends will be really pleased with their hampers. Love reading your diary.

Tilly_MFW_in_6_YRS

muddywhitechicken wrote: »

What a glorious sight :T

emmita

Looks very tasty - well done you. Just think how much this lot would have cost to buy! Money well saved very inspiring!