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Making chicken feed of my mortgage
Comments
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Thanks Watty and Kirsty Park
I'll post photos when I've finished... only 10 kg of crab apples to go...!!!
The apple butter should keep for a year unopened. I think I may have overcooked it slightly as it has set rock-solid
I still have 1.5 kg of apple puree left so I'll have another go tomorrow night 
Second batch of fruit for herb jelly is drippingMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Eggs IN 4
Eggs OUT 12 (sold for £3)Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Met with the Financial Advisor at the N/wide this afternoon - I'm more confused than ever...
I think my options are:
1. ISQ
2.Withdraw money from mortgage linked equity plan (~£27,000), pay lump sum on IO mortgage, convert IO mortgage to repayment and reduce term, continue with MOPs/savings
3. Transfer mortgage linked equity plan to new investment plan (3% transfer charge) and pay ~£1000/month (i.e. use entire ISA allowance, 1.5% monthly charge paid as a lump sum X months in advance = £1,400)
4. Keep mortgage linked equity plan and increase payments to maximum
5.Keep mortgage linked equity plan and increase MOPs
and numerous combinations of 2-5 probably :rotfl:Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Stick to the egg updates please I have a headache just reading that :rotfl:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Sorry GG :rotfl:
Eggs IN 3
Egg OUT 18 (3 boxes sold for £6)
Yummy dinner today - lamb burgers (mashed up, mixed with rosemary & garlic, and reformed) served in a burger roll toasted in the griddle pan used to fry the burgers with lemon & tabasco mayonnaise, baby beetroot roasted with cumin, and a salad of peppery leaves
11 jars of crab apple butter made this afternoon. Much better than yesterday's batch - less cooking and I used 1/3 light brown sugar + 2/3 golden granulated sugar instead of dark brown sugar so you can actually taste the apple!
More herb jelly tonight
Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
The crab apples have beaten me :rotfl:
Crab apple, gooseberry & chilli jelly and more spiced crab apple jelly today and then I'm calling it a day with two carrier bags of crab apples left
Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
You are the home produce :xmastree: Queen 2013
The only thing Mr T has made is tomato chilli chutney
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Tilly_MFW_in_6_YRS wrote: »You are the home produce :xmastree: Queen 2013
The only thing Mr T has made is tomato chilli chutney
Tilly x
Thank you Tilly!
Would Mr T like some crab apples? :rotfl:
I'll start the chutneys mid-October when we get back from holiday
Mortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
1. ISQ
2.Withdraw money from mortgage linked equity plan (~£27,000), pay lump sum on IO mortgage, convert IO mortgage to repayment and reduce term, continue with MOPs/savings
ISQ?
2 looks like one of the better options from that list - there seem to be far too many suggested options that involve additional fees for investing. Do you have to continue with the mortgage-linked equity plan? Have you considered DIY ISA investing into low cost index tracking funds or similar?0 -
muddywhitechicken wrote: »Thank you Tilly!
Would Mr T like some crab apples? :rotfl:
I'll start the chutneys mid-October when we get back from holiday
Could you not chop and freeze the crab apples for using in chutneys in Oct?I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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