Well, that didn't go down well!

Savvy_Sue

Person_one wrote: »

They're clearly not as savvy as you!

Would they be entitled to JSA based on their NI contributions? If so, its daft not to claim it and waste their savings.

:rotfl: No, as students they wouldn't be / wouldn't have been entitled to JSA based on NI contributions. They'd both done paper rounds from the age of 13 and then worked at the local cinema, but never had to pay tax or NI. Then they did 4 years at Uni while working vacations at the cinema.

And they wouldn't get / have got it based on household income.

IF DS2 does not pull his finger out and start getting a few more applications in, I may suggest that he signs on so that he starts getting NI paid. I have told him that NOT signing on is time limited from my POV. His father will Have Words with him before long.

Thing is, he doesn't WANT to be living at home, but like his older brother he had the wit not to sign up to a rental contract with his mates without a job to pay for it. And the job could end up being anywhere: so far Amsterdam and Silicon Valley have featured on the list of actual applications!

However, he can afford to pay what I'm asking for at least a year, and he can indulge his interests a while longer: he calls it 'updating my portfolio', I call it playing with his Pi / random programming. He IS job hunting, just not as seriously as I'd like.

Sigh.

Still, I did get the message across when they were young, and DS3 spent his first month of Uni at home before going into halls. And he paid rent for that first month! On the grounds that if he'd been in halls, he'd be paying.

balletshoes

household income from your parents doesn't count when claiming income-based JSA. Its income from a partner who is living with you which is counted as "household income".

You son would be treated as a single claim for JSA(IB) while he's living in your home, and doesn't have a partner living with him. But his savings would be taken into account.

Mojisola

surprood wrote: »

It's just wrong that people see this as education, erm don't you think they should be aware of finances at 21. Same with taking the money to save for them.

Yes, he should be aware that living costs money and that, since he came home, his parents are spending extra money on buying food that he eats, paying bigger bills on utilities, etc, that he's using.

Why should the parents of an adult have to cover these costs out of their income?

mrschaucer

Tell him you need him to pay his way as you're saving up to go travelling. Seriously, why on earth should you accept his argument that "travelling" is a good enough reason not to contribute at all to the household? Maybe, just maybe, I could just about go along with the argument that someone could pay a little less for their keep if they are saving every penny towards a deposit, or saving to get the advance fees necessary for a private rental, but TRAVELLING???

surprood

Mojisola wrote: »

Yes, he should be aware that living costs money and that, since he came home, his parents are spending extra money on buying food that he eats, paying bigger bills on utilities, etc, that he's using.

Why should the parents of an adult have to cover these costs out of their income?

I'm not saying they should, he obviously should pay for his own food etc it's the notion that Parent's should charge for things when they don't need to ie they save the money for "board" to give back to their kid that's wrong.

Mojisola

surprood wrote: »

I'm not saying they should, he obviously should pay for his own food etc it's the notion that Parent's should charge for things when they don't need to ie they save the money for "board" to give back to their kid that's wrong.

I don't know whether it's "wrong" because people can do what they like with their money but I see what you mean.

It would also only work with the first child because any later ones would be expecting the money back at a later stage!

marmitepotato

He has two choices. He either coughs up £35 a week or you can pack his bags for him and tell him to go find somewhere to live for £35 a week.

Brighton_belle

marmitepotato wrote: »

He has two choices. He either coughs up £35 a week or you can pack his bags for him and tell him to go find somewhere to live for £35 a week.

Well, I think there's a third option, which is to explain clearly the extra costs of having him at home that the OP can not afford to bear. It's not about trying to profit from her son. He is saving to indulge in travelling, has the luxury of gym membership etc. I'm sure if he understands what his parents are going without to enable him to eat well he will realise what he needs to do.

meritaten

hmmm - I would be inclined to tell him that only household 'help' live rent free. Then give him a looooong list of chores to 'make up' his rent...........cleaning windows = whatever the going rate is in your area.
Shopping = minimum rate per hour, max of however long it takes YOU!
Ironing = one black bag for £5 or whatever local firms charge.
Laundry = What a local launderette/laundry charges for a service wash.
see where I am going?
You are not being unreasonable he is! also ungrateful - many, many kids would give an arm and a leg to be able to attend uni funded by mum and dad! It is not a condition of giving birth that you support them until they are well into their twenties!

Savvy_Sue

balletshoes wrote: »

household income from your parents doesn't count when claiming income-based JSA. Its income from a partner who is living with you which is counted as "household income".

You son would be treated as a single claim for JSA(IB) while he's living in your home, and doesn't have a partner living with him. But his savings would be taken into account.

thanks, I didn't know that. I'm sure that jumping through the hoops of signing on would concentrate his mind!