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The Autumnal October NSD Challenge
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NSD 11 todayPrizes Won in 2012: £3,740
Prizes Won in 2013: £ 802
Jazz night canary wharf, War of the world night London, Whitesnake/Thunder Birmingham, Biscuiteer biscuits, Fat he'd products, hotel guide, Beauty me products, A Chorus Line tickets, Charles Worthington products, A little black dress, Rasta mouse books.0 -
Nargleblast wrote: »Sorry about the skulls, Kerri, Igor was desperate to add to his NSD total for the month so used a bit of creative thinking......(I know, the concept of Igor having thought processes is hard to swallow - rather like his culinary efforts at times.)
He did mention that it would be nice if anyone who is planning on attending would let him know what costume they will be wearing as he is anxious not to clash with anyone. As for me, I am trying to decide between the purple satin shroud, the vampire frock and the leather bat creation.
err, Nargle, is that the bat costume Igor made? I might stay away from that if i were you... Not sure what I'm coming as yet, torn between fallen angel, !!!!!ish ghost and I was considering dusting off my pumpkin outfit but I don't want Igro to try and turn me into his home brew :eek:
Well not a NSD for me, had my hair done today - can't beleive my next appt will be just before xmas.
Feeling rather 'meh' at the moment, tried to get a few things done in the house today and they all seem to have taken longer than expected for one reason or another, one of those days where I feel everthing I touch seems to go to pot. Had also offered to change the headlamp bulb for DM - phoned early afternoon to see if she'd got the bulb and didn't hear back until I tried her again at 4.30 - of course by then it's starting to rain and get dark. Shot over then couldn't fit the bloomin thing. :mad: Got the old bulb off but couldn't get the new one to fit, and to make it worse DM is hovvering about trying to be helpful but more like a scatty cat on a hot tin roof. Now she's going to have to go back to store to have it fitted tomorrow, so all in all we're both wishing I hadn't really bothered trying to help.
Can't beleive it's Mon tomorrow already, feel I've got 101 things to do and no the fairies don't bloomin sweep in and do it all while we're sleeping :mad:Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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NSD11 in the bag!
Had a very quiet day in re-watching season 8 of '24'! Beats spending money I guess!Because it's fun to have money!
£0/£70 August GC
£68.35/£70 July GC
January-June 2019 = £356.94/£4200 -
No nsd for me today... spent 79p on some bread rolls. How we managed to forget those yesterday and have no suitable substitute after a £100+ shop I have no idea.
Still, 79p I can live with.Ninja Saving Turtle0 -
Not a NSD but have a lovely lovely day out today.
Some things are worth more than money.
Such a grand day, went down to the coast & had lunch , a wee seat at the harbour.
Tracked down some cat food on offer & got a free bowl too
48 Whiskas for a tenner so pleased with thatI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
solventsoon wrote: »Hi everyone :wave:
Just popping in to say hello and apologise in advance as I won't be able to do Monday and Tuesday's updates this week. I've got a mega-busy week ahead of me and I'm not going to be able to fit everything in.
If anyone would like to do one of the updates please feel free.
I'll try and pop back later in the week to catch up with you all, I know I've probably missed loads this week:o:o
See you all soon :wave:
xx
I could do tomorrow,but not Tuesday.Hope you have a good week.:)0 -
Here I am,back again for the Sunday update.Lots of big numbers showing!
Here it is:
Fae well done,you've got no.14!!:j:jAlmost there!:money:
slowly fading well done,you've got no.13!!:j:j
if well done,you've got no.12!!:j:j
gien well done,you've got no.5!!:j:jGood luck for tomorrow.
Frugal Saver well done,you've got no.5!!:j:jEvery nsd you get is a bonus,so don't worry if you don't quite hit your target.Mind you,ten days still to go,so anything's possible!
The Dragon well done,you've got no.14!!:j:jOne more and you're there!
Victoria Ke well done,you've got no.11!!:j:j
flubberyzing well done,you've got no.11!!:j:j
And hello to:
freeby hope you're feeling better.Maybe a few more days off is just what you need.
wannabee_in_credit a small spend day-almost an nsd!
nargleblast ooh drinks,how lovely.Do thank Igor for me please!:D
Hope you manage to concoct some lovely meals from the freezer.
red good to have a well stocked freezer.:)
kerri gt shocking,isn't it.Eight weeks to go.Hope you like your new haircut.
beanie sounds like you've had a lovely day out!
I hope I'm not missed anyone.Have a good week all.
ps Today I got no.13!!:j:j Sorry if the update is a bit early,but I really need an early night.0 -
NSD # 7 for me. :jSPC 18 Target £200 /0
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Nargleblast wrote: »Good morning, all!
BigMumma - Even as we speak Igor is busy brewing up a batch of pumpkin brandy for the Samhain celebrations on 31st October, and he will be sending out invitations to all NSD gang members for the traditional get together at Ennessdee Towers. Look out for the envelope caked in toadslime dropping through your letterbox any day now......
Ooh count me in i shall be eagerly waiting my invitation, slime & all!!
think i might try for the corpse bride... these days i certainly seem to have the complexion for it!!
Number 12 for me today, i decided to make use of the free listings weekend to get all my junk on eb@y.... all 50 things listed even if it did take me just over 8 hours :eek::eek: They better sell after all that effort!!February NSD challenge 5/150 -
freebyfifty wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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