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The Autumnal October NSD Challenge

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  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Kaşık teşekkürler, gerçekten ben bunu zevk düşünüyorum ve benim tatil günlerinde Türk sohbet için sabırsızlanıyorum.

    (although i can't say i learnt all that in my first lesson!! :rotfl:)

    Bana BDINI iyi geliyor :D

    I was thinking you were making very good progress for one lesson :rotfl:
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Sorry, me again :o:o I forgot to declare my NSDs :doh:

    NSD no 3 for me please freeby and I'm hoping to nab nos 4 and 5 over the weekend, fingers crossed.

    Hope everyone has a good weekend :wave:
    :) The time you enjoy wasting is not wasted time :)
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    Here is Friday's update. Hope everyone is okay and surviving the weather :eek: How it can be a beautiful autumn day one minute and then the most fierce thunderstorm with hailstones the next amazes me:eek:




    Beanielou – NSD #4 all done and dusted for you. :j You are doing really well. :) I find that its never good to resist chocolate, it just sneaks up behind you and ambushes you when you’re least expecting it, so its best just to give in gracefully at the start.:rotfl:

    Christi – And you are off ..........NSD #1.:T Well done.:)

    Dragon – Don’t ya just love a dragon that pays for everything.:T A brilliant NSD #3 and 3-in-a-row for you.

    EvertheOptimist –Don’t be too hard on yourself. :)NSD #2 is great :T and remember that every NSD you get is better than none at all. :)

    Fae – You are off to a good start with NSD #3. :T Well done and keep going.:)

    Learning2 – Sometimes declaring early helps you to not be tempted for the rest of the day. :) Well done on getting NSD #3 :T

    LMac – Well done on getting NSD #3. :T You are off to a great start.:)

    Loubelle – NSD #3 for you.:T Well done. :T Hope you enjoyed that glass of vino. :beer:

    Mrs motivated – NSD #3 in the bag for you. :T Well done. :T Have a lovely weekend with DS. :)

    Oodnood – Well done for getting NSD #4 in the bag. :T As usual, you are doing brilliantly.:T

    P0lly – Woo Hoo NSD #1 in the bag. :T The rest will be no problem now.:)

    Silvasava – NSD #3 and 3-in-a-row. :T That’s a brilliant start. Well done. :T

    Southernbelle – Well done on getting NSD #1. :T You are off the mark now, watch them come rolling in.:)

    Spoony – Woop woop to NSD #3 :T and good luck for the other two over the weekend. :) And a massive woop woop, woo hoo and yeehah to being nearly debt free. :j:j You are an inspiration.:A

    Stand Fast – Well done on getting NSD #2. :T This challenge does make you concentrate much more on all the silly little spends and where our money disappears to. :)



    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Front page and in-a-row page all updated :)

    Declaring NSD #5 and 5-in-a-row for me yesterday :j
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Bana BDINI iyi geliyor :D

    I was thinking you were making very good progress for one lesson :rotfl:


    Her şeyi kabul ediyorum düşünüyorum dedi




    .................. or something like that :rotfl:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Feel i should fill you all in about the work stuff... it's in progress, although my cover is blown & the whole office seems to know about it (& not from me) :mad::mad::mad: & i've already had some veiled threats about what might happen if i don't retract & deal with it informally, but i'm gonna stick to my guns & pray the union comes through for me!!
    It's going to sound stupid, but i daren't say more as i'm so worried someone will be spying on me here.... guess that's what stress does to me :eek: Keep your fingers crossed for me guys!!


    I think someone is getting a little twitchy in the bottom department :rotfl: Stay with it and prove that good always wins over evil :rotfl: You are doing the right thing and, although I know its easy for me to say, hold your head high because you have done nothing wrong. (((((hug)))))
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    beanielou wrote: »
    Does the milk then keep ok if it has been frozen?


    Okay, so I am going to join in on the great milk debate.:o

    Milk that has been frozen doesn't seem to me to last as long as fresh milk so I only freeze the 2 pint or 1 pint cartons to get us over until the next time I can buy a big 4 pint one.
    Also it has to be really fresh when you freeze it and remember that milk expands as it freezes so always use/pour out a good inch before putting it in the freezer or you'll end op with frozen milk all over everything :eek: - can you tell I know this through experience :rotfl:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Yes, I'm back again :o It seems you just can't shut me up this morning :o

    I thought I'd just let the newbies know how I manage my NSDs (apologies to those who have heard it a thousand times before :o)


    I have a weekly budget. This is for groceries, diesel and all the other little incidental stuff that adds up. If I am under budget or staying within my budget I class it as an NSD, if I am over then it's not and it won't be until I get to my new budget day (Saturday)
    It is definitely helping me manage my money better and letting me live my life which, in the end, is what its all about :)




    I am definitely going now :rotfl:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • gien
    gien Posts: 1,649 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello, can I sign up late for this challenge please? We've hit a really bad cash flow crisis -we're completely skint and are going to stay so for a while, so I need to watch the pennies.

    One problem is that I go to the supermarket probably every other day to pick up a little something and, you can imagine, I come away with extras!
    So I'm going to aim for 10 NSD, and for me this will be days where I don't hand over any money in shops or for lunches etc.

    I think I'll also do the 'envelope putting money aside' thing mentioned by others and get all my 'spends' for school lunches,trips, subs etc. done on one day.

    Here goes...
    Trying to keep in budget.

    2270
  • brokemedic
    brokemedic Posts: 427 Forumite
    I managed to get another NSD in yesterday and one for today as well as not planning on leaving my house. Though I have managed my challenge of three in a row this week.. I am now going to try for 5 in a row next week but means I have to plan my shopping for next week's lunches.. So that's

    5 NSDs so far and aiming for 5 in a row next week...
    One debt in 100 days £384/1264(£865 left)
    Pay all your debt off by xmas 2014 £276/18864
    NSD 4 and 4 in a row
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