Cant get a loan and I need one urgently

fiestatdci

Hello everyone.

I am asking you for some advice on obtaining a loan quickly as there is something I need to buy quickly.

I am looking for £3000 and I have been turned down by loads of places. Please can any of you give me any suggestions of where I can get this money fast.

Thank you in advance.

[Deleted User]

Depends on how quickly, what it's for, who you need to pay, what your credit history is like and so on.

Tixy

fiestatdci wrote: »

Please can any of you give me any suggestions of where I can get this money fast.

Not really - not without a lot more information from you.

For people to be able to advise they'd really need to know whether you were employed, what you earn, whether you have any debts , where you have applied to and been turned down by, why you were turned down, what your credit files show etc etc.

Without more info the only answer would be from a friend or family member who has the money and would be prepared to lend it to you and who would believe you would pay them back.

fiestatdci

I am employed yes. I earn around £900 a month after deductions.

I have three credit cards, all have balances I make minimum payment on these each month. No loans.

Credit history isn't bad, I missed a payment on a mobile phone once but that is it.

Turned down by most lenders so far, I haven't asked any payday loan places yet though.

EPL

When you say you have been turned down by loads of places, do you mean the traditional high street banks or online lenders ?

fiestatdci

EPL wrote: »

When you say you have been turned down by loads of places, do you mean the traditional high street banks or online lenders ?

turned down by Tesco, Sainsbury's, M&S, the well known ones so far

loopy136

How much is on each card and what are the limits? Could be that there is too much money credited to you.

fiestatdci

loopy136 wrote: »

How much is on each card and what are the limits? Could be that there is too much money credited to you.

The combined balances on the cards amounts to about £4000

Gordon_Hose

If you have more than 50% of your salary owed on cards you'll struggle to get any more credit.

EPL

I suspect that the amount that you are asking for is to much for a lender to risk with your earnings after deductions only being £900.

fiestatdci

Your kidding? That sucks. I really need this money now.

Isn't there anywhere I could try?